Discounted Cash Flow
Renasant Corp.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | — | $90.9m | $150.2m | — | $2.18 |
| 2017 | — | $92.2m (1.4%) | $188.5m (25.5%) | — | $1.97 (-9.6%) |
| 2018 | — | $146.9m (59.4%) | $55.0m (-70.8%) | — | $2.80 (42.1%) |
| 2019 | — | $167.6m (14.1%) | $128.7m (133.7%) | — | $2.89 (3.2%) |
| 2020 | — | $83.7m (-50.1%) | $54.0m (-58.0%) | — | $1.49 (-48.4%) |
| 2021 | — | $175.9m (110.3%) | $122.1m (126.3%) | — | $3.13 (110.1%) |
| 2022 | — | $166.1m (-5.6%) | $559.2m (357.8%) | — | $2.97 (-5.1%) |
| 2023 | — | $144.7m (-12.9%) | $126.9m (-77.3%) | — | $2.58 (-13.1%) |
| 2024 | — | $195.5m (35.1%) | $115.8m (-8.8%) | — | $3.29 (27.5%) |
| 2025 | — | $181.3m (-7.3%) | $237.8m (105.3%) | — | $2.09 (-36.5%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.