← RED RIVER BANCSHARES INC
| Annual Trend | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|
| Net income | $23.1m |
$24.8m
+7.67%
|
$28.1m
+13.38%
|
$33.0m
+17.08%
|
$36.9m
+12.03%
|
$34.9m
-5.52%
|
$34.2m
-1.85%
|
$42.8m
+24.91%
|
$46.0m
+7.45%
|
|
| Depreciation | $1.7m | $1.7m | $1.9m | $1.9m | $2.1m | $2.2m | $2.5m | $2.7m | $2.8m | |
| Amortization | $382k | $619k | $553k | $646k | $533k | $548k | $694k | $799k | $871k | |
| Net (accretion) amortization on securities AFS | $1.3m | $1.4m | $3.1m | $2.5m | $2.3m | $1.6m | $1.2m | $1.1m | — | |
| Net (accretion) amortization on securities HTM | $11k | $0 | — | $0 | ($2.0m) | ($1.5m) | ($1.4m) | ($1.3m) | — | |
| Deferred income tax (benefit) expense | ($452k) | ($556k) | $130k | ($773k) | $313k | ($330k) | $764k | ($696k) | ($642k) | |
| Share-based compensation earned | $193k | $227k | $276k | $269k | $274k | $319k | $370k | $440k | $533k | |
| Share-based board compensation earned | $96k | $87k | $62k | $50k | $85k | $42k | $62k | $60k | — | |
| Net (increase) decrease in accrued interest receivable | ($82k) | ($238k) | ($1.6m) | $635k | ($2.6m) | ($1.1m) | ($103k) | ($1.1m) | — | |
| Net increase (decrease) in accrued interest payable | $254k | $465k | ($448k) | ($464k) | $253k | $6.4m | ($417k) | ($1.5m) | — | |
| Net increase (decrease) in accrued income taxes payable | — | ($114k) | ($4k) | ($70k) | $374k | ($527k) | $358k | $49k | — | |
| (Gain) Loss on other assets owned | ($243k) | ($18k) | $22k | ($184k) | $60k | $60k | ($10k) | $43k | — | |
| Other operating activities, net | ($359k) | ($1.1m) | $429k | ($1.1m) | $1.8m | ($1.7m) | $806k | $637k | — | |
| Net cash provided by (used in) operating activities | $26.0m |
$26.4m
+1.65%
|
$12.8m
-51.60%
|
$62.3m
+386.51%
|
$45.9m
-26.33%
|
$40.1m
-12.55%
|
$38.3m
-4.55%
|
$44.8m
+16.99%
|
$56.3m
+25.65%
|
|
| Proceeds from sales of premises and equipment | — | — | $0 | $483k | $0 | $15k | $11k | $12k | — | |
| Purchases of premises and equipment | ($5.4m) | ($3.8m) | ($7.0m) | ($3.4m) | ($8.4m) | ($4.9m) | ($4.9m) | ($2.6m) | — | |
| Net cash provided by (used in) investing activities | ($47.6m) | ($134.8m) | ($316.3m) | ($284.7m) | ($438.7m) | ($8.7m) | ($59.2m) | ($244.0m) | ($155.2m) | |
| Repurchase of common stock, excluding excise tax | ($4.6m) | $0 | ($122k) | ($7.9m) | ($218k) | ($5.0m) | ($16.3m) | ($11.1m) | — | |
| Cash dividends | ($1.0m) | ($1.3m) | ($1.8m) | ($2.0m) | ($2.0m) | ($2.3m) | ($2.5m) | ($3.6m) | ($5.3m) | |
| Net cash provided by (used in) financing activities | $113.9m |
$89.8m
-21.17%
|
$617.4m
+587.78%
|
$560.1m
-9.28%
|
($113.6m)
-120.29%
|
($4.3m)
+96.18%
|
($15.6m)
-259.18%
|
$143.7m
+1022.45%
|
$83.9m
-41.60%
|
|
| Cash and cash equivalents - beginning of year | $151.9m | $133.3m | $447.2m | $784.9m | $278.4m | $305.4m | $269.0m | $213.4m | — | |
| Additional Supplementary Disclosures | ||||||||||
| Additional Supplementary Disclosures | ||||||||||
| (Gain) Loss on equity securities | — | — | — | $175k | $468k | $14k | $28k | ($94k) | — | |
| Provision for credit losses | — | — | — | $1.9m | $1.8m | $735k | $1.2m | $2.3m | — | |
| Net (increase) decrease in loans HFS | ($1.0m) | ($2.2m) | ($24.0m) | $24.8m | $3.8m | ($788k) | ($1.2m) | ($601k) | — | |
| Net (increase) decrease in BOLI | ($732k) | ($544k) | ($568k) | ($648k) | ($714k) | ($754k) | ($851k) | ($887k) | — | |
| Maturities, principal repayments, and calls | $52.7m | $67.1m | $112.6m | $99.2m | $16.6m | $11.9m | $10.8m | $10.5m | — | |
| Purchases | ($20.7m) | ($145.6m) | ($419.4m) | ($389.5m) | ($313.5m) | ($96.4m) | ($128.9m) | ($182.1m) | ($5.2m) | |
| Sale of equity securities | — | — | — | $0 | $7.4m | $7.0m | $0 | $0 | — | |
| Sale of nonmarketable equity securities | — | — | — | $0 | $0 | $2.2m | $0 | $0 | — | |
| Purchase of nonmarketable equity securities | ($29k) | ($51k) | ($2.1m) | ($3k) | ($28k) | ($792k) | $0 | $0 | — | |
| Capital contribution in partnerships | — | — | $0 | ($173k) | ($892k) | ($1.8m) | ($861k) | ($350k) | — | |
| Return of capital in partnerships | — | — | — | — | $0 | $0 | $856k | $908k | — | |
| Net (increase) decrease in loans HFI | ($82.9m) | ($112.6m) | ($151.9m) | ($96.3m) | ($232.7m) | ($77.0m) | ($82.8m) | ($174.8m) | — | |
| Proceeds from sales of foreclosed assets | $1.4m | $1.2m | $330k | $563k | $641k | $15k | $69k | $470k | — | |
| Net increase (decrease) in deposits | $119.6m | $75.5m | $619.2m | $570.0m | ($111.4m) | $3.0m | $3.2m | $158.3m | — | |
| Proceeds from other borrowed funds | — | $0 | $50.0m | $0 | $0 | $60.0m | $0 | $0 | — | |
| Repayments of other borrowed funds | ($182k) | $0 | ($50.0m) | $0 | $0 | ($60.0m) | $0 | $0 | — | |
| Net change in cash and cash equivalents | $92.2m | ($18.6m) | $313.9m | $337.7m | ($506.5m) | $27.0m | ($36.5m) | ($55.6m) | — | |
| Interest | $7.4m | $9.6m | $8.8m | $6.1m | $7.5m | $25.7m | $48.4m | $45.8m | $43.2m | |
| Federal income taxes | — | — | — | — | — | $9.0m | $6.9m | $11.0m | — | |
| State income taxes | — | — | — | — | — | $36k | $27k | $29k | — | |
| Assets acquired in settlement of loans | $1.8m | $1.7m | $108k | $266k | $0 | $146k | $38k | $527k | — |