← ROYAL BANK OF CANADA

Annual Trend FY 2017 FY 2018 FY 2019 FY 2020 FY 2021 FY 2022 FY 2023 FY 2024 FY 2025
ASSETS
Accounts Receivable — — — — — $9.0b $12.1b $12.3b $13.4b
Cash And Cash Equivalents — — — — — $180.4b $133.1b $122.7b $87.4b
Other Receivables — — — — — $17.3b $17.7b $20.6b $27.8b
Other Short Term Investments — — — — — $60.2b $78.9b $44.4b $77.9b
Goodwill — $11.1b $11.2b $11.3b $10.9b $12.3b $12.6b $19.3b $19.4b
Intangible Assets Other Than Goodwill — $4.7b $4.7b $4.8b $4.5b $6.1b $5.9b $7.8b $7.4b
Goodwill (Note 11) $11.0b $11.1b $11.2b $11.3b $10.9b $12.3b $12.6b $19.3b $19.4b
Other intangibles (Note 11) $4.5b $4.7b $4.7b $4.8b $4.5b $6.1b $5.9b $7.8b $7.4b
Goodwill And Other Intangible Assets — — — — — $18.4b $18.5b $27.1b $26.8b
Other Intangible Assets — — — — — $6.1b $5.9b $7.8b $7.4b
Other assets (Note 13) $39.0b $44.1b $49.1b $58.9b $61.9b $80.3b $77.1b $92.2b $112.9b
Total other assets $168.6b $172.4b $187.8b $214.9b $200.0b $278.1b $266.5b $276.7b $323.7b
Additional Financial Items
Decrease Increase Through Tax On Share-Based Payment Transactions — $15.0m ($9.0m) $7.0m ($17.0m) $10.0m $2.0m ($12.0m) ($36.0m)
Deferred Tax Assets — $1.5b $2.0b $2.6b $2.0b $1.5b $2.4b $4.3b $4.5b
Unused Tax Losses For Which No Deferred Tax Asset Recognised — $443.0m $413.0m $389.0m $384.0m $429.0m $417.0m $412.0m $408.0m
Cash and due from banks $28.4b $30.2b $26.3b $118.9b $113.8b $72.4b $62.0b $56.7b $37.0b
Interest-bearing deposits with banks $32.7b $36.5b $38.3b $39.0b $79.6b $108.0b $71.1b $66.0b $50.4b
Trading $127.7b $128.3b $146.5b $136.1b $139.2b $148.2b $190.2b $183.3b $219.1b
Investment, net of applicable allowance $90.7b $94.6b $102.5b $139.7b $145.5b $170.0b $219.6b $256.6b $342.7b
Assets purchased under reverse repurchase agreements and securities borrowed $221.0b $294.6b $307.0b $313.0b $307.9b $317.8b $340.2b $350.8b $309.7b
Retail $385.2b $399.5b $426.1b $458.0b $503.6b $549.8b $570.0b $627.0b $652.3b
Wholesale $159.6b $180.3b $195.9b $208.7b $218.1b $274.0b $287.8b $360.4b $397.2b
Allowance for loan losses (Note 5) ($2.2b) ($2.9b) ($3.1b) ($5.6b) ($4.1b) ($3.8b) ($5.0b) ($6.0b) ($7.1b)
Loans, net $542.6b $576.8b $618.9b $661.0b $717.6b $820.0b $852.8b $981.4b $1.0t
Derivatives (Note 9) $92.1b $90.2b $98.5b $109.9b $91.4b $153.5b $142.6b $163.8b $184.0b
Premises and equipment (Note 10) $2.7b $2.8b $3.2b $7.9b $7.4b $7.2b $6.7b $6.9b $6.8b
Personal $260.2b $270.2b $294.7b $343.1b $362.5b $404.9b $441.9b $522.1b $529.7b
Business and government $505.7b $534.4b $565.5b $624.3b $696.4b $759.9b $745.1b $839.7b $946.3b
Bank $23.8b $32.5b $25.8b $44.5b $42.0b $44.0b $44.7b $47.7b $39.6b
Obligations related to securities sold short $30.0b $32.2b $35.1b $29.3b $37.8b $35.5b $33.7b $35.3b $49.9b
Obligations related to assets sold under repurchase agreements and securities loaned $143.1b $206.8b $226.6b $274.2b $262.2b $273.9b $335.2b $305.3b $289.5b
Insurance contract liabilities (Note 15) — — — — — — $19.0b $22.2b $24.3b
Other liabilities (Note 17) $47.0b $52.3b $58.1b $69.8b $70.3b $95.2b $96.2b $94.7b $108.6b
Subordinated debentures (Note 18) $9.3b $9.1b $9.8b $9.9b $9.6b $10.0b $11.4b $13.5b $14.0b
Issued capital (Note 19) $24.1b $23.9b $23.3b $23.4b $24.3b $24.3b $26.5b $30.0b $32.4b
Other components of equity $4.4b $4.8b $4.2b $3.4b $2.5b $5.7b $6.9b $8.5b $9.7b
Accumulated Depreciation — — — — — ($5.2b) ($6.1b) ($7.1b) ($7.7b)
Available For Sale Securities — — — — — $151.1b $197.3b $233.7b $297.1b
Buildings And Improvements — — — — — $7.0b $7.1b $7.8b $8.3b
Capital Lease Obligations — — — — — $5.1b $4.8b $4.7b $4.6b
Cash Financial — — — — — $72.4b $62.0b $56.7b $37.0b
Commercial Paper — — — — — $103.0b $77.5b $91.1b $134.1b
Construction In Progress — — — — — $120.0m $108.0m $129.0m $201.0m
Current Accrued Expenses — — — — — $9.0b $9.1b $11.8b $13.6b
Current Capital Lease Obligation — — — — $631.0m $654.0m $653.0m $709.0m —
Current Debt — — — — — $142.3b $117.7b $134.4b $187.0b
Current Debt And Capital Lease Obligation — — — — — $143.0b $118.3b $135.1b $187.0b
Current Notes Payable — — — — — $29.7b $35.7b $43.3b $50.1b
Derivative Product Liabilities — — — — — $153.5b $142.6b $163.8b $184.0b
Employee Benefits — — — — — $1.7b $1.6b $1.9b $2.0b
Gross PPE — — — — — $12.4b $12.8b $13.9b $14.5b
Income Tax Payable — — — — — $2.1b $3.0b $2.4b $2.9b
Invested Capital — — — — — $520.8b $542.3b $576.8b $668.3b
Investments And Advances — — — — — $318.9b $410.2b $440.8b $562.6b
Land And Improvements — — — — — $141.0m $140.0m $244.0m $154.0m
Leases — — — — — $2.8b $3.0b $3.2b $3.1b
Long Term Capital Lease Obligation — — — — — $4.5b $4.1b $4.0b $4.6b
Long Term Equity Investment — — — — — $711.0m $501.0m $835.0m $829.0m
Long Term Provisions — — — — — $627.0m $644.0m $793.0m $782.0m
Machinery Furniture Equipment — — — — — $2.0b $2.1b $2.3b $2.4b
Net Debt — — — — — $239.7b $301.5b $336.0b $453.5b
Net PPE — — — — — $7.2b $6.7b $6.9b $6.8b
Net Tangible Assets — — — — — $89.7b $96.6b $100.0b $112.3b
Non Current Deferred Liabilities — — — — — $4.1b $4.3b $4.7b $4.8b
Ordinary Shares Number — — — — — $1.4b $1.4b $1.4b $1.4b
Other Current Borrowings — — — — — $9.6b $4.5b $0 $2.8b
Other Equity Interest — — — — — $5.7b $6.9b $8.5b $9.7b
Other Properties — — — — — $299.0m $317.0m $319.0m $442.0m
Preferred Shares Number — — — — $102.6m $102.6m $102.0m $62.0m —
Share Issued — — — — — $1.4b $1.4b $1.4b $1.4b
Tangible Book Value — — — — — $82.4b $89.2b $91.0b $100.6b
Trading Securities — — — — — $107.0b $133.5b $161.9b $186.8b
Treasury Shares Number — — — — — $2.7m $1.9m $576k $521k
Total deposits $789.6b $837.0b $886.0b $1.0t $1.1t $1.2t $1.2t $1.4t $1.5t
Total other liabilities $338.3b $407.2b $447.8b $514.1b $494.5b $587.6b $641.4b $621.3b $656.3b
Total equity attributable to shareholders $73.8b $79.9b $83.5b $86.7b $98.7b $108.1b $117.7b $127.1b $139.1b
Total equity $74.4b $80.0b $83.6b $86.8b $98.8b $108.2b $117.8b $127.2b $139.2b
Total Capitalization — — — — — $385.8b $432.0b $451.5b $492.9b
Total Debt — — — — — $425.2b $439.4b $463.4b $545.4b
Total Tax Payable — — — — — $2.1b $3.0b $2.4b $2.9b
Total Assets $1.2t $1.3t $1.4t $1.6t $1.7t $1.9t $2.0t $2.2t $2.3t
LIABILITIES AND EQUITY
Accounts Payable — — — — — $17.3b $20.6b $23.0b $22.9b
Dividends Payable — — — — — $1.9b $2.0b $2.1b $2.3b
Non Current Deferred Revenue — — — — — $3.7b $3.8b $4.1b $4.3b
Payables And Accrued Expenses — — — — — $30.3b $34.6b $39.3b $41.7b
Deferred Tax Liabilities — $84.0m $82.0m $52.0m $74.0m $439.0m $426.0m $542.0m $484.0m
Deferred Tax Liability Asset — — ($1.9b) ($2.5b) ($1.9b) ($1.0b) ($2.0b) ($3.8b) ($4.0b)
Increase Decrease Through Business Combinations Deferred Tax Liability Asset — — — — — ($331.0m) ($19.0m) ($379.0m) —
Defined Pension Benefit — — — — — $3.3b $2.8b $3.6b $4.0b
Long Term Debt — — — — — $277.8b $316.9b $324.4b $353.8b
Long Term Debt And Capital Lease Obligation — — — — — $282.2b $321.0b $328.3b $358.4b
Non Current Deferred Taxes Liabilities — — — — — $439.0m $426.0m $542.0m $484.0m
Increase Decrease Through Net Exchange Differences Deferred Tax Liability Asset — — — ($4.0m) ($49.0m) $83.0m $37.0m ($4.0m) $36.0m
Total Liabilities $1.1t $1.3t $1.3t $1.5t $1.6t $1.8t $1.9t $2.0t $2.2t
Retained earnings $45.4b $51.1b $56.0b $59.8b $71.8b $78.0b $84.3b $88.6b $96.9b
Capital Stock — — — — — $24.6b $26.7b $30.0b $32.5b
Common Stock — — — — — $17.3b $19.4b $21.0b $20.9b
Common Stock Equity — — — — — $100.7b $107.7b $118.1b $127.4b
Preferred Stock — — — — — $7.3b $7.3b $9.0b $11.6b
Preferred Stock Equity — — — — — $7.3b $7.3b $9.0b $11.6b
Treasury Stock — — — — — $339.0m $240.0m $50.0m $78.0m
Noncontrolling Interests $599.0m $94.0m $102.0m $103.0m $95.0m $111.0m $99.0m $103.0m $59.0m
Minority Interest — — — — — $111.0m $99.0m $103.0m $59.0m
Total Equity Gross Minority Interest — — — — — $108.2b $115.1b $127.2b $139.2b
Total liabilities and equity $1.2t $1.3t $1.4t $1.6t $1.7t $1.9t $2.0t $2.2t $2.3t

Data sourced from SEC EDGAR 10-K filings via EdgarTools. Amounts are shown in USD as reported in each fiscal year filing.

Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.