Discounted Cash Flow
Seacoast Banking Corp. of Florida
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $148.1m | $29.2m | $66.0m | 19.7% | $0.79 |
| 2017 | $191.6m (29.4%) | $42.9m (46.8%) | $48.9m (-25.9%) | 22.4% (13.4%) | $1.01 (27.8%) |
| 2018 | $241.4m (26.0%) | $67.3m (56.9%) | $129.6m (165.0%) | 27.9% (24.6%) | $1.40 (38.6%) |
| 2019 | $289.8m (20.1%) | $98.7m (46.8%) | $117.7m (-9.2%) | 34.1% (22.2%) | $1.92 (37.1%) |
| 2020 | $287.0m (-1.0%) | $77.8m (-21.2%) | $60.7m (-48.5%) | 27.1% (-20.5%) | $1.45 (-24.5%) |
| 2021 | $284.2m (-1.0%) | $124.4m (60.0%) | $154.6m (154.9%) | 43.8% (61.5%) | $2.20 (51.7%) |
| 2022 | $380.5m (33.9%) | $106.5m (-14.4%) | $195.9m (26.7%) | 28.0% (-36.0%) | $1.67 (-24.1%) |
| 2023 | $4.5m (-98.8%) | $104.0m (-2.3%) | $150.6m (-23.1%) | 2306.7% (8140.7%) | $1.24 (-25.7%) |
| 2024 | $5.2m (15.2%) | $121.0m (16.3%) | $179.9m (19.4%) | 2328.4% (0.9%) | $1.43 (15.3%) |
| 2025 | $5.6m (7.4%) | $144.9m (19.7%) | $188.1m (4.5%) | 2595.9% (11.5%) | $1.59 (11.2%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.