Discounted Cash Flow
Servisfirst Bancshares, Inc.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | — | $81.5m | $76.3m | — | $1.55 |
| 2017 | — | $93.1m (14.3%) | $97.3m (27.5%) | — | $1.76 (13.5%) |
| 2018 | — | $136.9m (47.1%) | $166.0m (70.6%) | — | $2.57 (46.0%) |
| 2019 | — | $149.2m (9.0%) | $161.9m (-2.5%) | — | $2.79 (8.6%) |
| 2020 | — | $169.6m (13.6%) | $189.0m (16.7%) | — | $3.15 (12.9%) |
| 2021 | — | $207.7m (22.5%) | $256.9m (35.9%) | — | $3.83 (21.6%) |
| 2022 | — | $251.5m (21.1%) | $269.0m (4.7%) | — | $4.63 (20.9%) |
| 2023 | — | $206.9m (-17.8%) | $193.4m (-28.1%) | — | $3.80 (-17.9%) |
| 2024 | — | $227.2m (9.9%) | $248.3m (28.4%) | — | $4.17 (9.7%) |
| 2025 | — | $276.6m (21.7%) | $349.3m (40.7%) | — | $5.06 (21.3%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.