Discounted Cash Flow
Shore Bancshares Inc.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $38.2m | $9.6m | $18.3m | 25.2% | $0.76 |
| 2017 | $45.5m (19.0%) | $11.3m (16.8%) | $16.2m (-11.6%) | 24.7% (-1.8%) | $0.89 (17.1%) |
| 2018 | $50.6m (11.2%) | $25.0m (122.0%) | $17.2m (6.1%) | 49.4% (99.6%) | $1.96 (120.2%) |
| 2019 | $9.5m (-81.3%) | $16.2m (-35.2%) | $11.5m (-33.0%) | 171.2% (246.7%) | $1.27 (-35.2%) |
| 2020 | $9.2m (-2.7%) | $15.7m (-2.9%) | $16.1m (39.6%) | 170.9% (-0.2%) | $1.27 (0.0%) |
| 2021 | $11.0m (19.6%) | $15.4m (-2.3%) | $-11.0m (-168.2%) | 139.6% (-18.3%) | $1.17 (-7.9%) |
| 2022 | $15.3m (39.4%) | $31.2m (102.9%) | $50.2m (558.6%) | 203.2% (45.6%) | $1.57 (34.2%) |
| 2023 | $18.3m (19.5%) | $11.2m (-64.0%) | $16.8m (-66.6%) | 61.2% (-69.9%) | $0.42 (-73.2%) |
| 2024 | $20.9m (14.0%) | $43.9m (290.9%) | $41.7m (148.6%) | 209.9% (242.8%) | $1.32 (214.3%) |
| 2025 | $20.9m (-0.3%) | $59.5m (35.6%) | $59.2m (42.1%) | 285.4% (36.0%) | $1.78 (34.8%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.