Discounted Cash Flow
SUN Life Financial Inc. Foreign
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $28.6b | $2.6b | $3.7b | 9.0% | $4.05 |
| 2017 | $29.3b (2.7%) | $2.2b (-13.1%) | $1.8b (-50.9%) | 7.6% (-15.4%) | $3.51 (-13.3%) |
| 2018 | $27.0b (-8.0%) | $2.6b (16.7%) | $3.7b (108.0%) | 9.7% (26.8%) | $4.16 (18.5%) |
| 2019 | $39.7b (47.0%) | $2.7b (3.7%) | $2.4b (-35.1%) | 6.8% (-29.4%) | $4.42 (6.2%) |
| 2020 | $43.3b (9.2%) | $2.5b (-7.9%) | $7.1b (191.6%) | 5.8% (-15.7%) | $4.11 (-7.0%) |
| 2021 | $35.7b (-17.7%) | $4.0b (61.5%) | $-1.9b (-127.3%) | 11.3% (96.1%) | $6.72 (63.5%) |
| 2022 | $23.3b (-34.7%) | $3.1b (-22.4%) | $4.2b (318.3%) | 13.4% (18.7%) | $5.22 (-22.3%) |
| 2023 | $40.9b (75.6%) | $3.2b (1.1%) | $5.4b (28.6%) | 7.7% (-42.4%) | $5.27 (1.0%) |
| 2024 | $38.8b (-5.2%) | $3.1b (-1.1%) | $2.4b (-56.1%) | 8.1% (4.3%) | $5.27 (0.0%) |
| 2025 | $41.9b (8.0%) | $3.6b (13.5%) | $2.7b (11.1%) | 8.5% (5.1%) | $6.17 (17.1%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Values abbreviated: b = billions, m = millions, k = thousands.
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.