Discounted Cash Flow
Sofi Technologies, Inc.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
| Dividends | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2019 | $608.2m | $-239.7m | $-54.7m | -39.4% | $-4.02 |
| 2020 | $363.5m (-40.2%) | $-646.4k (99.7%) | $-1.3m (97.7%) | -0.2% (99.5%) | $-4.30 (-7.0%) |
| 2021 | $355.0m (-2.3%) | $-483.9m (-74767.3%) | $-1.4b (-104875.3%) | -136.3% (-76563.4%) | $-1.00 (76.7%) |
| 2022 | $773.4m (117.8%) | $-320.4m (33.8%) | $-320.4m (76.3%) | -41.4% (69.6%) | $-0.40 (60.0%) |
| 2023 | $2.1b (165.2%) | $-300.7m (6.1%) | $-300.7m (6.1%) | -14.7% (64.6%) | $-0.36 (10.0%) |
| 2024 | $2.8b (36.9%) | $498.7m (265.8%) | $-1.1b (-275.5%) | 17.8% (221.1%) | $0.46 (227.8%) |
| 2025 | $3.4b (20.2%) | $481.3m (-3.5%) | $-3.8b (-232.2%) | 14.3% (-19.7%) | $0.42 (-8.7%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Values abbreviated: b = billions, m = millions, k = thousands.
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.