← SoFi Technologies, Inc.
| Annual Trend | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|---|
| Cash and cash equivalents | $872.6m | $494.7m | $1.4b | $3.1b | $2.5b | $4.9b | |
| Restricted cash and restricted cash equivalents | $450.8m | $273.7m | $424.4m | $530.6m | $171.1m | $427.3m | |
| Property, equipment and software | $81.5m | $111.9m | $170.1m | $216.9m | $287.9m | $416.4m | |
| Goodwill | $899.3m | $898.5m | $1.6b | $1.4b | $1.4b | $1.4b | |
| Intangible assets | $355.1m | $284.6m | $442.2m | $364.0m | $297.8m | $231.9m | |
| Operating lease right-of-use assets | $116.9m | $115.2m | $97.1m | $89.6m | $81.2m | $93.9m | |
| Other assets (less allowance for credit losses of $2,998 and $2,444 as of December 31, 2025 and 2024, respectively) | $136.1m | $171.2m | $417.3m | $554.4m | $1.7b | $2.2b | |
| Investment securities (includes available-for-sale securities of $2,454,453 and $1,804,043 at fair value with associated amortized cost of $2,434,627 and $1,807,686, as of December 31, 2025 and 2024, respectively) | — | $569.6m | $396.8m | $701.9m | $1.9b | $2.6b | |
| Loans held for sale (includes $22.7 billion and $17.7 billion at fair value, as of December 31, 2025 and 2024, respectively) | — | $6.0b | $13.6b | $15.4b | $17.7b | $22.9b | |
| Loans held for investment, at fair value | — | — | $0 | $6.7b | $8.6b | $13.7b | |
| Loans held for investment, at amortized cost (less allowance for credit losses of $50,934 and $46,684 as of December 31, 2025 and 2024, respectively) | — | — | — | $836.2m | $1.2b | $1.5b | |
| Servicing rights | $149.6m | $168.3m | $149.9m | $180.5m | $342.1m | $378.2m | |
| Interest-bearing deposits | — | $0 | $7.3b | $18.6b | $25.9b | $37.4b | |
| Noninterest-bearing deposits | — | $0 | $76.5m | $51.7m | $116.8m | $118.0m | |
| Operating lease liabilities | $139.8m | $138.8m | $117.8m | $108.6m | $97.4m | $106.2m | |
| Debt | $4.8b | $3.9b | $5.5b | $5.2b | $3.1b | $1.8b | |
| Residual interests classified as debt | $118.3m | $93.7m | $17.0m | $7.4m | $609k | $520k | |
| Total deposits | — | $0 | $7.3b | $18.6b | $26.0b | $37.5b | |
| Total permanent equity | $5.0m | $4.4b | $5.2b | $5.2b | $6.5b | $10.5b | |
| Total assets | $806.1m | $9.2b | $19.0b | $30.1b | $36.3b | $50.7b | |
| Accounts payable, accruals and other liabilities | $452.9m | $298.2m | $516.2m | $549.7m | $556.9m | $743.7m | |
| Total liabilities | $28.4m | $4.5b | $13.5b | $24.5b | $29.7b | $40.2b | |
| Common stock, $0.00 par value: 3,100,000,000 and 3,100,000,000 shares authorized; 1,270,568,878 and 1,095,357,781 shares issued and outstanding as of December 31, 2025 and 2024, respectively | 2k | 83k | 93k | 97k | 109k | 126k | |
| Additional paid-in capital | $5.6m | $5.6b | $6.7b | $7.0b | $7.8b | $11.3b | |
| Accumulated other comprehensive income (loss) | ($166k) | ($1.5m) | ($8.3m) | ($1.2m) | ($8.4m) | $11.0m | |
| Accumulated deficit | ($646k) | ($1.2b) | ($1.5b) | ($1.8b) | ($1.3b) | ($824.3m) | |
| Total liabilities and permanent equity | $806.1m | $9.2b | $19.0b | $30.1b | $36.3b | $50.7b |
Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.