Discounted Cash Flow
Southstate Bank Corp.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $333.2m | $101.3m | $112.2m | 30.4% | $4.22 |
| 2017 | $426.0m (27.9%) | $87.6m (-13.6%) | $182.7m (62.8%) | 20.6% (-32.4%) | $2.95 (-30.1%) |
| 2018 | $567.2m (33.1%) | $178.9m (104.3%) | $269.2m (47.3%) | 31.5% (53.4%) | $4.90 (66.1%) |
| 2019 | $590.8m (4.2%) | $186.5m (4.3%) | $165.2m (-38.6%) | 31.6% (0.1%) | $5.40 (10.2%) |
| 2020 | $910.0m (54.0%) | $120.6m (-35.3%) | $520.0m (214.7%) | 13.3% (-58.0%) | $2.20 (-59.3%) |
| 2021 | $1.1b (19.2%) | $475.5m (294.2%) | $508.8m (-2.1%) | 43.8% (230.7%) | $6.76 (207.3%) |
| 2022 | $1.4b (28.8%) | $496.0m (4.3%) | $1.7b (236.7%) | 35.5% (-19.0%) | $6.65 (-1.6%) |
| 2023 | $1.9b (39.2%) | $494.3m (-0.4%) | $507.9m (-70.4%) | 25.4% (-28.4%) | $6.50 (-2.3%) |
| 2024 | $2.1b (10.1%) | $534.8m (8.2%) | $476.2m (-6.2%) | 25.0% (-1.8%) | $7.01 (7.8%) |
| 2025 | $3.4b (57.8%) | $798.7m (49.3%) | $230.6m (-51.6%) | 23.6% (-5.4%) | $7.90 (12.7%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Values abbreviated: b = billions, m = millions, k = thousands.
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.