Discounted Cash Flow
Stewart Information Services Corp.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $2.0b | $55.5m | $123.0m | 2.8% | $1.86 |
| 2017 | $2.0b (-2.5%) | $48.7m (-12.3%) | $108.1m (-12.1%) | 2.5% (-10.0%) | $2.08 (11.8%) |
| 2018 | $1.9b (-2.5%) | $47.5m (-2.3%) | $84.2m (-22.1%) | 2.5% (0.1%) | $2.02 (-2.9%) |
| 2019 | $1.9b (-1.6%) | $78.6m (65.4%) | $166.4m (97.6%) | 4.2% (68.1%) | $3.33 (64.9%) |
| 2020 | $2.3b (21.0%) | $154.9m (97.0%) | $275.8m (65.8%) | 6.8% (62.9%) | $6.25 (87.7%) |
| 2021 | $3.3b (43.7%) | $323.2m (108.7%) | $390.3m (41.5%) | 9.9% (45.2%) | $12.05 (92.8%) |
| 2022 | $3.0b (-6.6%) | $162.3m (-49.8%) | $143.9m (-63.1%) | 5.3% (-46.2%) | $6.00 (-50.2%) |
| 2023 | $2.2b (-27.4%) | $30.4m (-81.2%) | $45.3m (-68.6%) | 1.4% (-74.2%) | $1.12 (-81.3%) |
| 2024 | $2.5b (12.6%) | $73.3m (140.8%) | $95.1m (110.3%) | 2.9% (113.9%) | $2.65 (136.6%) |
| 2025 | $2.9b (17.3%) | $115.5m (57.6%) | $132.3m (39.0%) | 4.0% (34.3%) | $4.12 (55.5%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.