Discounted Cash Flow
Bancorp, Inc.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $90.0m | $-96.5m | $-226.0m | -107.3% | $-2.17 |
| 2017 | $106.7m (18.6%) | $21.7m (122.5%) | $-34.6m (84.7%) | 20.3% (118.9%) | $0.39 (118.0%) |
| 2018 | $117.0k (-99.9%) | $88.7m (309.2%) | $-176.5m (-410.5%) | 75792.3% (372969.0%) | $1.57 (302.6%) |
| 2019 | $81.0k (-30.8%) | $51.6m (-41.9%) | $-495.1m (-180.5%) | 63653.1% (-16.0%) | $0.91 (-42.0%) |
| 2020 | $194.9m (240475.3%) | $80.1m (55.3%) | $-515.9m (-4.2%) | 41.1% (-99.9%) | $1.39 (52.7%) |
| 2021 | $7.5m (-96.1%) | $110.7m (38.2%) | $82.3m (116.0%) | 1470.3% (3477.6%) | $1.93 (38.8%) |
| 2022 | $248.8m (3206.4%) | $130.2m (17.7%) | $115.8m (40.7%) | 52.3% (-96.4%) | $2.30 (19.2%) |
| 2023 | $354.1m (42.3%) | $192.3m (47.7%) | $174.0m (50.2%) | 54.3% (3.8%) | $3.52 (53.0%) |
| 2024 | $116.8m (-67.0%) | $217.5m (13.1%) | $222.7m (28.0%) | 186.3% (242.9%) | $4.35 (23.6%) |
| 2025 | $141.1m (20.8%) | $228.2m (4.9%) | $257.9m (15.8%) | 161.7% (-13.2%) | $4.99 (14.7%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.