Discounted Cash Flow
Third Coast Bancshares, Inc.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2020 | $82.2m | $12.1m | $-5.0m | 14.7% | $1.94 |
| 2021 | $100.6m (22.3%) | $11.4m (-5.7%) | $-1.0m (79.3%) | 11.4% (-22.9%) | $1.45 (-25.3%) |
| 2022 | $153.9m (53.0%) | $18.7m (63.3%) | $9.6m (1026.8%) | 12.1% (6.7%) | $1.28 (-11.7%) |
| 2023 | $266.5m (73.1%) | $33.4m (79.0%) | $35.6m (271.2%) | 12.5% (3.4%) | $2.11 (64.8%) |
| 2024 | $328.4m (23.2%) | $47.7m (42.7%) | $33.4m (-6.4%) | 14.5% (15.9%) | $3.14 (48.8%) |
| 2025 | $354.0m (7.8%) | $66.3m (39.1%) | $48.2m (44.3%) | 18.7% (29.0%) | $4.45 (41.7%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.