Discounted Cash Flow
Truist Financial Corp.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $6.3b | $2.3b | $2.7b | 35.7% | $2.81 |
| 2017 | $6.5b (3.4%) | $2.2b (-1.7%) | $4.6b (73.5%) | 34.0% (-4.9%) | $2.78 (-1.1%) |
| 2018 | $6.7b (2.2%) | $3.1b (38.0%) | $4.3b (-6.2%) | 45.8% (34.9%) | $3.96 (42.4%) |
| 2019 | $7.3b (9.4%) | $3.0b (-1.1%) | $1.5b (-65.0%) | 41.4% (-9.7%) | $3.76 (-5.1%) |
| 2020 | $13.8b (89.1%) | $4.2b (38.2%) | $6.6b (335.7%) | 30.3% (-26.9%) | $3.11 (-17.3%) |
| 2021 | $13.0b (-5.9%) | $6.0b (44.2%) | $7.5b (12.5%) | 46.4% (53.3%) | $4.51 (45.0%) |
| 2022 | $14.3b (10.1%) | $5.9b (-1.8%) | $10.5b (41.2%) | 41.4% (-10.7%) | $4.10 (-9.1%) |
| 2023 | $14.6b (2.0%) | $-1.5b (-124.5%) | $8.6b (-17.9%) | -9.9% (-124.0%) | $-1.40 (-134.1%) |
| 2024 | $14.1b (-3.5%) | $4.5b (407.8%) | $2.2b (-74.9%) | 31.7% (418.9%) | $-0.30 (78.6%) |
| 2025 | $14.4b (2.4%) | $5.0b (11.3%) | $5.7b (165.2%) | 34.5% (8.7%) | $3.87 (1390.0%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Values abbreviated: b = billions, m = millions, k = thousands.
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.