Discounted Cash Flow
TFS Financial Corp.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | — | $80.6m | $75.8m | — | $0.28 |
| 2017 | — | $88.9m (10.3%) | $104.5m (37.9%) | — | $0.32 (14.3%) |
| 2018 | — | $85.4m (-3.9%) | $138.6m (32.6%) | — | $0.31 (-3.1%) |
| 2019 | — | $80.2m (-6.1%) | $99.2m (-28.4%) | — | $0.29 (-6.5%) |
| 2020 | — | $83.3m (3.8%) | $118.6m (19.5%) | — | $0.30 (3.4%) |
| 2021 | — | $81.0m (-2.8%) | $81.8m (-31.0%) | — | $0.29 (-3.3%) |
| 2022 | — | $74.6m (-8.0%) | $36.2m (-55.7%) | — | $0.26 (-10.3%) |
| 2023 | — | $75.2m (0.9%) | $85.6m (136.3%) | — | $0.27 (3.8%) |
| 2024 | — | $79.6m (5.8%) | $85.5m (-0.1%) | — | $0.28 (3.7%) |
| 2025 | — | $91.0m (14.3%) | $71.0m (-17.0%) | — | $0.32 (14.3%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.