Discounted Cash Flow
First Financial Corp. /In/
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $109.4m | $38.4m | $38.1m | 35.1% | $3.12 |
| 2017 | $114.2m (4.4%) | $29.1m (-24.2%) | $47.2m (23.6%) | 25.5% (-27.4%) | $2.38 (-23.7%) |
| 2018 | $126.2m (10.5%) | $46.6m (59.9%) | $55.4m (17.6%) | 36.9% (44.7%) | $3.80 (59.7%) |
| 2019 | $149.1m (18.1%) | $48.9m (4.9%) | $48.8m (-12.0%) | 32.8% (-11.2%) | $3.80 (0.0%) |
| 2020 | $160.5m (7.6%) | $53.8m (10.2%) | $73.5m (50.7%) | 33.6% (2.4%) | $3.93 (3.4%) |
| 2021 | $152.2m (-5.2%) | $53.0m (-1.6%) | $51.2m (-30.3%) | 34.8% (3.8%) | $4.02 (2.3%) |
| 2022 | $183.3m (20.4%) | $71.1m (34.2%) | $77.4m (51.0%) | 38.8% (11.4%) | $5.82 (44.8%) |
| 2023 | $228.4m (24.6%) | $60.7m (-14.7%) | $79.5m (2.8%) | 26.6% (-31.5%) | $5.08 (-12.7%) |
| 2024 | $264.7m (15.9%) | $47.3m (-22.1%) | $54.3m (-31.8%) | 17.9% (-32.8%) | $4.00 (-21.3%) |
| 2025 | $305.6m (15.4%) | $79.2m (67.5%) | $86.4m (59.3%) | 25.9% (45.2%) | $6.68 (67.0%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.