Discounted Cash Flow
Trupanion, Inc.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $188.2m | $-6.9m | $3.1m | -3.7% | $-0.24 |
| 2017 | $242.7m (28.9%) | $-1.5m (78.2%) | $6.5m (113.2%) | -0.6% (83.1%) | $-0.05 (79.2%) |
| 2018 | $304.0m (25.3%) | $-927.0k (38.3%) | $-44.3m (-777.2%) | -0.3% (50.8%) | $-0.03 (40.0%) |
| 2019 | $383.9m (26.3%) | $-1.8m (-95.1%) | $10.8m (124.4%) | -0.5% (-54.5%) | $-0.05 (-66.7%) |
| 2020 | $502.0m (30.8%) | $-5.8m (-222.8%) | $14.1m (30.7%) | -1.2% (-146.9%) | $-0.16 (-220.0%) |
| 2021 | $699.0m (39.2%) | $-35.5m (-508.4%) | $-4.9m (-134.7%) | -5.1% (-337.0%) | $-0.89 (-456.2%) |
| 2022 | $905.2m (29.5%) | $-44.7m (-25.7%) | $-25.1m (-412.3%) | -4.9% (2.9%) | $-1.10 (-23.6%) |
| 2023 | $1.1b (22.5%) | $-44.7m (-0.0%) | $358.0k (101.4%) | -4.0% (18.3%) | $-1.08 (1.8%) |
| 2024 | $1.3b (16.0%) | $-9.6m (78.4%) | $38.6m (10674.0%) | -0.7% (81.4%) | $-0.23 (78.7%) |
| 2025 | $1.4b (11.9%) | $19.4m (301.7%) | $75.4m (95.4%) | 1.4% (280.2%) | $0.45 (295.7%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.