Discounted Cash Flow

TWO Harbors Investment Corp. REIT

TWO · Based on 10 years of SEC filings

DCF estimate unavailable — only_6_profitable_out_of_10

Average annual growth rates

Metric 10-Year 5-Year 3-Year
Sales
Free Cash Flow
Average (FCF & NI)
Net Income

Average annual growth is the mean year-over-year change across each period.

Endpoint CAGR (better for long term trend)

Metric 10-Year 5-Year 3-Year
Sales
Free Cash Flow
Average (FCF & NI)
Net Income

Endpoint CAGR is the compound annual rate from the first to last year in each period.

Projections use average year-over-year growth. Change this in Settings.

Projected growth rate

Free cash flow growth
10-year: — 5-year: — 3-year: —
Averaged growth (FCF & NI)
10-year: — 5-year: — 3-year: —
Net income growth
10-year: — 5-year: — 3-year: —
Sales growth (not added to calculations)
10-year: — 5-year: — 3-year: —

Click a greyed-out slider to switch metrics. Slide between the 10-year, 5-year, and 3-year historic growth rates for FCF, net income, or their average.

%
%

Historical inputs (10 fiscal years)

YEAR Sales Net Income Free Cash Flow Net Margin EPS (diluted)
2016 $353.3m $239.7m $2.03
2017 $348.6m (-1.3%) $606.8m (153.2%) $1.85 (-8.9%)
2018 $-44.3m (-112.7%) $702.9m (15.8%) $-0.53 (-128.6%)
2019 $324.0m (831.5%) $1.1b (50.3%) $0.93 (275.5%)
2020 $-1.6b (-603.2%) $631.6m (-40.2%) $-6.24 (-771.0%)
2021 $187.2m (111.5%) $-318.6m (-150.4%) $0.43 (106.9%)
2022 $220.2m (17.6%) $-6.4m (98.0%) $2.15 (400.0%)
2023 $-106.4m (-148.3%) $30.9m (581.8%) $-1.60 (-174.4%)
2024 $298.2m (380.3%) $86.9m (181.4%) $2.41 (250.6%)
2025 $-454.3m (-252.4%) $88.9m (2.3%) $-4.88 (-302.5%)

Base FCF: (latest fiscal year)

Discount rate: %

Terminal growth:

Projection period: years

Alt A decline yrs:

Alt B total yrs:

Values abbreviated: b = billions, m = millions, k = thousands.

Projected cash flows

Year Projected cash flow Discount Factor Present Value

PV of projected FCF:

Terminal FCF:

Terminal value:

PV of terminal value:

Enterprise value (DCF):

DCF price per share:

Current price:

Alternative DCF Models

Model Fair Value Upside PV(FCFs) PV(Terminal) Total Years
Standard (10yr→TV) 10 + TV
Alt A (Gradual Decline)
Alt B (30yr Hard Stop) N/A

This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.

+ 10YR Financials Balance Sheet (10YR) Cash Flow (10YR) DCF Model

only_6_profitable_out_of_10

Once the company meets all DCF eligibility criteria (sufficient history, profitability, growth trends), an estimate will become available automatically. No action is needed.