Discounted Cash Flow

U-haul Holding Co. /N.V./

UHAL · Based on 10 years of SEC filings

DCF estimate unavailable — no_upward_trend_net_income_yr1_1123286000.0_gte_yrN_83128000.0_window_5

Average annual growth rates

Metric 10-Year 5-Year 3-Year
Sales
Free Cash Flow
Average (FCF & NI)
Net Income
Dividends

Average annual growth is the mean year-over-year change across each period.

Endpoint CAGR (better for long term trend)

Metric 10-Year 5-Year 3-Year
Sales
Free Cash Flow
Average (FCF & NI)
Net Income

Endpoint CAGR is the compound annual rate from the first to last year in each period.

Projections use average year-over-year growth. Change this in Settings.

Projected growth rate

Free cash flow growth
10-year: — 5-year: — 3-year: —
Averaged growth (FCF & NI)
10-year: — 5-year: — 3-year: —
Net income growth
10-year: — 5-year: — 3-year: —
Sales growth (not added to calculations)
10-year: — 5-year: — 3-year: —

Click a greyed-out slider to switch metrics. Slide between the 10-year, 5-year, and 3-year historic growth rates for FCF, net income, or their average.

%
%

Historical inputs (10 fiscal years)

YEAR Sales Net Income Free Cash Flow Net Margin EPS (diluted)
2017 $286.9m $398.4m $532.6m 138.9%
2018 $323.9m (12.9%) $790.6m (98.4%) $236.5m (-55.6%) 244.1% (75.8%)
2019 $367.3m (13.4%) $370.9m (-53.1%) $369.3m (56.1%) 101.0% (-58.6%)
2020 $418.7m (14.0%) $442.0m (19.2%) $388.1m (5.1%) 105.6% (4.5%)
2021 $477.3m (14.0%) $610.9m (38.2%) $997.9m (157.1%) 128.0% (21.2%)
2022 $617.1m (29.3%) $1.1b (83.9%) $1.3b (32.6%) 182.0% (42.2%)
2023 $744.5m (20.6%) $923.0m (-17.8%) $1.0b (-22.3%) 124.0% (-31.9%)
2024 $831.1m (11.6%) $628.7m (-31.9%) $713.6m (-30.6%) 75.7% (-39.0%)
2025 $897.9m (8.0%) $367.1m (-41.6%) $792.1m (11.0%) 40.9% (-46.0%)
2026 $972.4m (8.3%) $83.1m (-77.4%) $83.1m (-89.5%) 8.5% (-79.1%)

Base FCF: (latest fiscal year)

Discount rate: %

Terminal growth:

Projection period: years

Alt A decline yrs:

Alt B total yrs:

Values abbreviated: b = billions, m = millions, k = thousands.

Projected cash flows

Year Projected cash flow Discount Factor Present Value

PV of projected FCF:

Terminal FCF:

Terminal value:

PV of terminal value:

Enterprise value (DCF):

DCF price per share:

Current price:

Alternative DCF Models

Model Fair Value Upside PV(FCFs) PV(Terminal) Total Years
Standard (10yr→TV) 10 + TV
Alt A (Gradual Decline)
Alt B (30yr Hard Stop) N/A

This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.

+ 10YR Financials Balance Sheet (10YR) Cash Flow (10YR) DCF Model

no_upward_trend_net_income_yr1_1123286000.0_gte_yrN_83128000.0_window_5

Once the company meets all DCF eligibility criteria (sufficient history, profitability, growth trends), an estimate will become available automatically. No action is needed.