Discounted Cash Flow
Unitedhealth Group Inc.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $184.8b | $7.0b | $-7.8b | 3.8% | $7.37 |
| 2017 | $201.2b (8.8%) | $10.6b (50.5%) | $-992.0m (87.2%) | 5.2% (38.3%) | $10.95 (48.6%) |
| 2018 | $226.2b (12.5%) | $12.0b (13.5%) | $1.7b (271.7%) | 5.3% (0.9%) | $12.45 (13.7%) |
| 2019 | $242.2b (7.0%) | $13.8b (15.5%) | $332.0m (-80.5%) | 5.7% (7.9%) | $14.55 (16.9%) |
| 2020 | $257.1b (6.2%) | $15.4b (11.3%) | $5.6b (1585.8%) | 6.0% (4.8%) | $16.23 (11.5%) |
| 2021 | $287.6b (11.8%) | $17.3b (12.2%) | $5.2b (-7.0%) | 6.0% (0.3%) | $18.33 (12.9%) |
| 2022 | $324.2b (12.7%) | $20.1b (16.4%) | $7.4b (41.8%) | 6.2% (3.3%) | $21.47 (17.1%) |
| 2023 | $371.6b (14.6%) | $22.4b (11.2%) | $10.8b (45.7%) | 6.0% (-3.0%) | $24.12 (12.3%) |
| 2024 | $400.3b (7.7%) | $14.4b (-35.6%) | $-3.1b (-128.9%) | 3.6% (-40.2%) | $15.64 (-35.2%) |
| 2025 | $447.6b (11.8%) | $12.1b (-16.3%) | $2.3b (174.9%) | 2.7% (-25.1%) | $13.28 (-15.1%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Values abbreviated: b = billions, m = millions, k = thousands.
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.