Discounted Cash Flow

Upbound Group, Inc.

UPBD · Based on 10 years of SEC filings

DCF estimate unavailable — loss_in_2023

Average annual growth rates

Metric 10-Year 5-Year 3-Year
Sales
Free Cash Flow
Average (FCF & NI)
Net Income

Average annual growth is the mean year-over-year change across each period.

Endpoint CAGR (better for long term trend)

Metric 10-Year 5-Year 3-Year
Sales
Free Cash Flow
Average (FCF & NI)
Net Income

Endpoint CAGR is the compound annual rate from the first to last year in each period.

Projections use average year-over-year growth. Change this in Settings.

Projected growth rate

Free cash flow growth
10-year: — 5-year: — 3-year: —
Averaged growth (FCF & NI)
10-year: — 5-year: — 3-year: —
Net income growth
10-year: — 5-year: — 3-year: —
Sales growth (not added to calculations)
10-year: — 5-year: — 3-year: —

Click a greyed-out slider to switch metrics. Slide between the 10-year, 5-year, and 3-year historic growth rates for FCF, net income, or their average.

%
%

Historical inputs (10 fiscal years)

YEAR Sales Net Income Free Cash Flow Net Margin EPS (diluted)
2016 $3.0b $-105.2m $292.6m -3.5% $-1.98
2017 $2.7b (-8.8%) $6.7m (106.3%) $45.1m (-84.6%) 0.2% (106.9%) $0.12 (106.1%)
2018 $2.7b (-1.6%) $8.5m (27.6%) $199.5m (342.7%) 0.3% (29.7%) $0.16 (33.3%)
2019 $2.7b (0.4%) $173.5m (1943.6%) $194.3m (-2.6%) 6.5% (1936.5%) $3.19 (1893.8%)
2020 $2.8b (5.4%) $208.1m (19.9%) $202.0m (4.0%) 7.4% (13.8%) $3.84 (20.4%)
2021 $4.6b (62.9%) $134.9m (-35.2%) $329.8m (63.3%) 2.9% (-60.2%) $2.37 (-38.3%)
2022 $4.2b (-7.4%) $12.4m (-90.8%) $407.1m (23.4%) 0.3% (-90.1%) $0.23 (-90.3%)
2023 $4.0b (-6.0%) $-5.2m (-141.9%) $146.9m (-63.9%) -0.1% (-144.6%) $-0.09 (-139.1%)
2024 $4.3b (8.2%) $123.5m (2484.2%) $48.4m (-67.0%) 2.9% (2303.1%) $2.26 (2611.1%)
2025 $4.7b (8.7%) $73.2m (-40.7%) $238.7m (392.7%) 1.6% (-45.4%) $1.30 (-42.5%)

Base FCF: (latest fiscal year)

Discount rate: %

Terminal growth:

Projection period: years

Alt A decline yrs:

Alt B total yrs:

Projected cash flows

Year Projected cash flow Discount Factor Present Value

PV of projected FCF:

Terminal FCF:

Terminal value:

PV of terminal value:

Enterprise value (DCF):

DCF price per share:

Current price:

Alternative DCF Models

Model Fair Value Upside PV(FCFs) PV(Terminal) Total Years
Standard (10yr→TV) 10 + TV
Alt A (Gradual Decline)
Alt B (30yr Hard Stop) N/A

This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.

+ 10YR Financials Balance Sheet (10YR) Cash Flow (10YR) DCF Model

loss_in_2023

Once the company meets all DCF eligibility criteria (sufficient history, profitability, growth trends), an estimate will become available automatically. No action is needed.