Discounted Cash Flow

Upwork, Inc.

UPWK · Based on 10 years of SEC filings

Average annual growth rates

Metric 10-Year 5-Year 3-Year
Sales
Free Cash Flow
Average (FCF & NI)
Net Income

Average annual growth is the mean year-over-year change across each period.

Endpoint CAGR (better for long term trend)

Metric 10-Year 5-Year 3-Year
Sales
Free Cash Flow
Average (FCF & NI)
Net Income

Endpoint CAGR is the compound annual rate from the first to last year in each period.

Projections use average year-over-year growth. Change this in Settings.

Projected growth rate

Free cash flow growth
10-year: — 5-year: — 3-year: —
Averaged growth (FCF & NI)
10-year: — 5-year: — 3-year: —
Net income growth
10-year: — 5-year: — 3-year: —
Sales growth (not added to calculations)
10-year: — 5-year: — 3-year: —

Click a greyed-out slider to switch metrics. Slide between the 10-year, 5-year, and 3-year historic growth rates for FCF, net income, or their average.

%
%

Historical inputs (10 fiscal years)

YEAR Sales Net Income Free Cash Flow Net Margin EPS (diluted)
2017 $202.6m $-4.1m $-5.8m -2.0%
2018 $253.4m (25.1%) $-19.9m (-382.8%) $10.7m (284.2%) -7.9% (-286.0%)
2019 $300.6m (18.6%) $-16.7m (16.3%) $-9.7m (-190.2%) -5.5% (29.5%) $-0.15
2020 $373.6m (24.3%) $-22.9m (-37.3%) $16.0m (265.5%) -6.1% (-10.4%) $-0.19 (-26.7%)
2021 $502.8m (34.6%) $-56.2m (-145.9%) $9.8m (-38.9%) -11.2% (-82.8%) $-0.44 (-131.6%)
2022 $618.3m (23.0%) $-89.9m (-59.8%) $5.3m (-45.9%) -14.5% (-30.0%) $-0.69 (-56.8%)
2023 $689.1m (11.5%) $46.9m (152.2%) $26.5m (399.5%) 6.8% (146.8%) $0.35 (150.4%)
2024 $769.3m (11.6%) $215.6m (359.8%) $150.0m (465.6%) 28.0% (311.9%) $1.61 (363.8%)
2025 $787.8m (2.4%) $115.4m (-46.5%) $242.5m (61.6%) 14.7% (-47.7%) $0.87 (-46.0%)

Base FCF: (latest fiscal year)

Discount rate: %

Terminal growth:

Projection period: years

Alt A decline yrs:

Alt B total yrs:

Projected cash flows

Year Projected cash flow Discount Factor Present Value

PV of projected FCF:

Terminal FCF:

Terminal value:

PV of terminal value:

Enterprise value (DCF):

DCF price per share:

Current price:

Alternative DCF Models

Model Fair Value Upside PV(FCFs) PV(Terminal) Total Years
Standard (10yr→TV) 10 + TV
Alt A (Gradual Decline)
Alt B (30yr Hard Stop) N/A

This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.

+ 10YR Financials Balance Sheet (10YR) Cash Flow (10YR) DCF Model