Discounted Cash Flow
US Bancorp \de\
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $21.3b | $5.9b | $5.3b | 27.6% | $3.25 |
| 2017 | $22.1b (3.5%) | $6.2b (5.6%) | $6.5b (21.3%) | 28.2% (2.0%) | $3.53 (8.6%) |
| 2018 | $22.6b (2.6%) | $7.1b (14.1%) | $10.6b (63.2%) | 31.3% (11.2%) | $4.15 (17.6%) |
| 2019 | $1.7b (-92.6%) | $6.9b (-2.6%) | $4.9b (-53.7%) | 413.3% (1218.4%) | $4.16 (0.2%) |
| 2020 | $1.7b (3.8%) | $5.0b (-28.3%) | $3.7b (-24.0%) | 285.7% (-30.9%) | $3.06 (-26.4%) |
| 2021 | $1.8b (5.5%) | $8.0b (60.6%) | $9.9b (165.6%) | 434.7% (52.2%) | $5.11 (67.0%) |
| 2022 | $2.2b (20.6%) | $5.8b (-26.8%) | $21.1b (114.0%) | 263.7% (-39.3%) | $3.69 (-27.8%) |
| 2023 | $28.1b (1174.1%) | $5.4b (-6.8%) | $8.4b (-60.3%) | 19.3% (-92.7%) | $3.27 (-11.4%) |
| 2024 | $27.5b (-2.4%) | $6.3b (16.0%) | $11.3b (35.2%) | 22.9% (18.9%) | $3.79 (15.9%) |
| 2025 | $28.7b (4.4%) | $7.6b (20.2%) | $8.0b (-29.8%) | 26.4% (15.1%) | $4.62 (21.9%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Values abbreviated: b = billions, m = millions, k = thousands.
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.