Discounted Cash Flow
Univest Financial Corp.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
| Dividends | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $170.2m | — | $33.3m | — | $0.85 |
| 2017 | $202.4m (18.9%) | — | $68.7m (106.1%) | — | $1.64 (92.9%) |
| 2018 | $218.2m (7.8%) | — | $86.0m (25.3%) | — | $1.72 (4.9%) |
| 2019 | $234.7m (7.5%) | — | $73.1m (-15.0%) | — | $2.24 (30.2%) |
| 2020 | $252.7m (7.7%) | — | $51.2m (-30.0%) | — | $1.60 (-28.6%) |
| 2021 | $271.6m (7.5%) | $-22.8m | $102.3m (100.0%) | -8.4% | $3.12 (95.0%) |
| 2022 | $296.2m (9.0%) | $-18.6m (18.7%) | $104.2m (1.9%) | -6.3% (25.4%) | $2.66 (-14.7%) |
| 2023 | $296.8m (0.2%) | $-23.2m (-24.8%) | $83.0m (-20.4%) | -7.8% (-24.6%) | $2.42 (-9.0%) |
| 2024 | $299.2m (0.8%) | $-23.1m (0.3%) | $72.0m (-13.3%) | -7.7% (1.1%) | $2.60 (7.4%) |
| 2025 | $328.1m (9.6%) | $90.8m (492.6%) | $96.9m (34.6%) | 27.7% (458.1%) | $3.16 (21.5%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.