Discounted Cash Flow
Visa Inc.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $15.1b | $6.0b | $5.6b | 39.7% | $16.50 |
| 2017 | $18.4b (21.7%) | $6.7b (11.8%) | $9.2b (65.2%) | 36.5% (-8.1%) | $18.60 (12.7%) |
| 2018 | $20.6b (12.3%) | $10.3b (53.8%) | $12.7b (38.1%) | 50.0% (37.0%) | $29.38 (58.0%) |
| 2019 | $23.0b (11.5%) | $12.1b (17.3%) | $12.8b (0.6%) | 52.6% (5.2%) | $35.24 (19.9%) |
| 2020 | $21.8b (-4.9%) | $10.9b (-10.0%) | $10.4b (-18.3%) | 49.7% (-5.4%) | $32.38 (-8.1%) |
| 2021 | $24.1b (10.3%) | $12.3b (13.3%) | $15.2b (45.9%) | 51.1% (2.7%) | $37.27 (15.1%) |
| 2022 | $29.3b (21.6%) | $15.0b (21.5%) | $17.9b (17.4%) | 51.0% (-0.1%) | $46.31 (24.3%) |
| 2023 | $32.7b (11.4%) | $17.3b (15.5%) | $19.7b (10.2%) | 52.9% (3.7%) | $54.65 (18.0%) |
| 2024 | $35.9b (10.0%) | $19.7b (14.3%) | $18.7b (-5.1%) | 55.0% (3.9%) | $79.53 (45.5%) |
| 2025 | $40.0b (11.3%) | $20.1b (1.6%) | $21.6b (15.4%) | 50.1% (-8.8%) | $82.67 (3.9%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Values abbreviated: b = billions, m = millions, k = thousands.
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.