← VersaBank
| Annual Trend | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|---|
| Assets | |||||||
| Property and equipment (note 7) | — | — | — | $6.5m | $23.9m | $23.9m | |
| Goodwill (note 8) | — | — | — | $5.8m | $12.3m | $12.3m | |
| Intangible assets (note 9) | — | — | — | $2.8m | $12.1m | $10.6m | |
| Other assets (note 10) | $31.3m | $40.5m | $43.2m | $51.0m | $29.6m | $32.7m | |
| Cash (note 4) | $257.6m | $271.5m | $88.6m | $132.2m | $225.3m | $581.7m | |
| Securities (note 5) | — | $0 | $141.6m | $167.9m | $299.3m | $80.9m | |
| Credit assets, net of allowance for credit losses (note 6) | — | — | — | $3.9b | $4.2b | $5.1b | |
| Deposits (note 11) | $1.6b | $1.9b | $2.7b | $3.5b | $4.1b | $4.9b | |
| Subordinated notes payable (note 12) | $4.9m | $95.3m | $105.0m | $106.8m | $102.5m | $103.5m | |
| Other liabilities (note 13) | $107.4m | $134.5m | $152.8m | $184.2m | $192.1m | $311.4m | |
| Share capital (note 14) | $182.1m | $241.5m | $239.6m | $228.5m | $215.6m | $325.9m | |
| Contributed surplus | — | $145k | $1.6m | $2.5m | $2.5m | $2.5m | |
| Equity | $255.3m | $332.1m | $350.7m | $377.2m | $399.2m | $532.7m | |
| Equity and liabilities | $1.9b | $2.4b | $3.3b | $4.2b | $4.8b | $5.8b | |
| Liabilities | $1.7b | $2.1b | $2.9b | $3.8b | $4.4b | $5.3b | |
| Retained earnings | $73.2m | $90.6m | $109.3m | $146.0m | $181.2m | $203.7m | |
| Accumulated other comprehensive income | $0 | ($4k) | $99k | $131k | ($130k) | $562k |
Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.