|
Total revenue
|
|
$54.2m
|
$65.4m
|
$82.4m
|
$108.6m
|
$111.6m
|
$124.6m
|
|
Revenue less provision for credit loss
|
|
$54.5m
|
$65.8m
|
$81.9m
|
$108.0m
|
$111.9m
|
$120.2m
|
|
Credit assets
|
|
—
|
—
|
—
|
$215.7m
|
$264.9m
|
$273.5m
|
|
Other
|
|
$2.9m
|
$1.4m
|
$3.6m
|
$13.6m
|
$20.5m
|
$22.1m
|
|
Interest income
|
|
$86.1m
|
$89.5m
|
$126.8m
|
$229.3m
|
$285.4m
|
$295.7m
|
|
Deposits and other
|
|
$31.5m
|
$26.4m
|
$44.6m
|
$123.5m
|
$177.1m
|
$174.0m
|
|
Subordinated notes
|
|
$508k
|
$2.9m
|
$5.6m
|
$5.8m
|
$5.7m
|
$5.5m
|
|
Net interest income
|
|
$54.1m
|
$60.2m
|
$76.7m
|
$100.1m
|
$102.7m
|
$116.2m
|
|
Non-interest income
|
|
$60k
|
$5.2m
|
$5.7m
|
$8.6m
|
$9.0m
|
$8.5m
|
|
Provision for (recovery of) credit losses (note 6(b))
|
|
($344k)
|
($438k)
|
$451k
|
$609k
|
($268k)
|
$4.4m
|
|
Salaries and benefits
|
|
$17.0m
|
$20.2m
|
$26.8m
|
$31.4m
|
$32.8m
|
$38.0m
|
|
General and administrative
|
|
$8.4m
|
$11.1m
|
$18.7m
|
$15.1m
|
$19.2m
|
$33.7m
|
|
Premises and equipment
|
|
$2.5m
|
$3.7m
|
$3.9m
|
$3.9m
|
$5.2m
|
$7.0m
|
|
Income tax provision (note 16)
|
|
$7.3m
|
$8.4m
|
$9.9m
|
$15.5m
|
$15.0m
|
$13.0m
|
|
Foreign exchange gain (loss) on translation of foreign operations
|
|
$0
|
($4k)
|
$103k
|
$32k
|
($261k)
|
$692k
|
|
Comprehensive income
|
|
$19.4m
|
$22.4m
|
$22.8m
|
$42.2m
|
$39.5m
|
$29.1m
|
|
Income before income taxes
|
|
$26.8m
|
$30.8m
|
$32.5m
|
$57.6m
|
$54.8m
|
$41.5m
|
|
Net income
|
|
$19.4m
|
$22.4m
|
$22.7m
|
$42.2m
|
$39.7m
|
$28.5m
|
|
Basic and diluted income per common share (note 17) (in CAD per share)
|
|
$0.82
|
$0.96
|
$0.79
|
$1.57
|
$1.49
|
$0.90
|
|
Interest expense
|
|
$32.0m
|
$29.3m
|
$50.2m
|
$129.3m
|
$182.8m
|
$179.5m
|
|
Noninterest expense
|
|
$27.8m
|
$35.0m
|
$49.4m
|
$50.4m
|
$57.1m
|
$78.7m
|