Discounted Cash Flow
Valley National Bancorp
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | — | $168.1m | $398.5m | — | $0.63 |
| 2017 | — | $161.9m (-3.7%) | $601.1m (50.9%) | — | $0.58 (-7.9%) |
| 2018 | — | $261.4m (61.5%) | $567.1m (-5.7%) | — | $0.75 (29.3%) |
| 2019 | — | $309.8m (18.5%) | $1.4b (154.0%) | — | $0.88 (17.3%) |
| 2020 | — | $390.6m (26.1%) | $126.9m (-91.2%) | — | $0.94 (6.8%) |
| 2021 | — | $473.8m (21.3%) | $797.7m (528.5%) | — | $1.13 (20.2%) |
| 2022 | — | $568.9m (20.1%) | $1.4b (70.4%) | — | $1.14 (0.9%) |
| 2023 | — | $498.5m (-12.4%) | $302.1m (-77.8%) | — | $0.95 (-16.7%) |
| 2024 | — | $380.3m (-23.7%) | $532.4m (76.2%) | — | $0.70 (-26.3%) |
| 2025 | — | $598.0m (57.3%) | $325.7m (-38.8%) | — | $1.02 (45.7%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Values abbreviated: b = billions, m = millions, k = thousands.
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.