Discounted Cash Flow
Voya Financial, Inc.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
| Dividends | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $9.4b | $-428.0m | $3.5b | -4.6% | — |
| 2017 | $8.0b (-14.3%) | $-3.0b (-599.1%) | $1.6b (-55.2%) | -37.2% (-715.8%) | $-16.25 |
| 2018 | $8.5b (5.8%) | $875.0m (129.2%) | $1.9b (18.4%) | 10.3% (127.6%) | $5.36 (133.0%) |
| 2019 | $1.4b (-83.3%) | $-351.0m (-140.1%) | $1.3b (-29.9%) | -24.7% (-340.0%) | $-2.69 (-150.2%) |
| 2020 | $1.4b (-5.1%) | $-206.0m (41.3%) | $1.2b (-7.7%) | -15.2% (38.2%) | $-1.90 (29.4%) |
| 2021 | $1.6b (18.0%) | $2.1b (1132.0%) | $72.0m (-94.0%) | 133.4% (974.7%) | $17.92 (1043.2%) |
| 2022 | $5.9b (272.0%) | $510.0m (-76.0%) | $483.0m (570.8%) | 8.6% (-93.6%) | $4.71 (-73.7%) |
| 2023 | $7.3b (23.9%) | $625.0m (22.5%) | $1.6b (239.1%) | 8.5% (-1.1%) | $5.74 (21.9%) |
| 2024 | $8.1b (9.6%) | $667.0m (6.7%) | $1.3b (-17.9%) | 8.3% (-2.6%) | $6.31 (9.9%) |
| 2025 | $2.3b (-72.0%) | $654.0m (-1.9%) | $1.3b (-4.2%) | 29.0% (250.0%) | $6.40 (1.4%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Values abbreviated: b = billions, m = millions, k = thousands.
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.