Discounted Cash Flow
Washington Trust Bancorp Inc.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $110.5m | $46.5m | $55.6m | 42.1% | $2.72 |
| 2017 | $119.5m (8.2%) | $45.9m (-1.2%) | $56.6m (1.8%) | 38.4% (-8.7%) | $2.66 (-2.2%) |
| 2018 | $194.4m (62.6%) | $68.4m (49.0%) | $78.9m (39.4%) | 35.2% (-8.4%) | $3.95 (48.5%) |
| 2019 | $45.9m (-76.4%) | $69.1m (1.0%) | $70.3m (-10.9%) | 150.5% (327.5%) | $3.98 (0.8%) |
| 2020 | $45.2m (-1.7%) | $69.8m (1.0%) | $33.1m (-53.0%) | 154.7% (2.8%) | $4.03 (1.3%) |
| 2021 | $51.1m (13.2%) | $76.9m (10.1%) | $97.3m (194.3%) | 150.4% (-2.7%) | $4.43 (9.9%) |
| 2022 | $48.2m (-5.8%) | $71.7m (-6.8%) | $106.9m (9.8%) | 148.9% (-1.0%) | $4.14 (-6.5%) |
| 2023 | $44.5m (-7.6%) | $48.2m (-32.8%) | $26.6m (-75.2%) | 108.3% (-27.3%) | $2.82 (-31.9%) |
| 2024 | $48.2m (8.4%) | $-28.1m (-158.2%) | $53.7m (102.1%) | -58.2% (-153.7%) | $-1.63 (-157.8%) |
| 2025 | $57.7m (19.7%) | $52.2m (286.2%) | $78.3m (45.9%) | 90.5% (255.5%) | $2.72 (266.9%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.