Discounted Cash Flow
Webster Financial Corp.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
| Dividends | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $983.0m | $207.1m | $357.4m | 21.1% | $2.17 |
| 2017 | $1.1b (7.4%) | $255.4m (23.3%) | $416.4m (16.5%) | 24.2% (14.8%) | $2.68 (23.5%) |
| 2018 | $1.2b (12.6%) | $360.4m (41.1%) | $436.4m (4.8%) | 30.3% (25.3%) | $3.83 (42.9%) |
| 2019 | $1.2b (4.3%) | $382.7m (6.2%) | $278.1m (-36.3%) | 30.9% (1.8%) | $4.07 (6.3%) |
| 2020 | $1.2b (-5.1%) | $220.6m (-42.4%) | $359.3m (29.2%) | 18.7% (-39.2%) | $2.35 (-42.3%) |
| 2021 | $1.2b (4.1%) | $408.9m (85.3%) | $672.0m (87.0%) | 33.4% (78.1%) | $4.43 (88.5%) |
| 2022 | $2.5b (102.1%) | $644.3m (57.6%) | $1.3b (94.5%) | 26.0% (-22.0%) | $3.72 (-16.0%) |
| 2023 | $2.7b (7.1%) | $867.8m (34.7%) | $938.3m (-28.2%) | 32.7% (25.7%) | $4.91 (32.0%) |
| 2024 | $2.6b (-2.3%) | $768.7m (-11.4%) | $1.4b (45.8%) | 29.7% (-9.3%) | $4.38 (-10.8%) |
| 2025 | $2.9b (11.9%) | $1.0b (30.5%) | $1.0b (-26.3%) | 34.6% (16.5%) | $5.91 (34.9%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Values abbreviated: b = billions, m = millions, k = thousands.
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.