WOORI FINANCIAL GROUP INC.

Annual Trend FY 2016 FY 2017 FY 2018 FY 2019 FY 2020 FY 2021 FY 2022 FY 2023 FY 2024 FY 2025
Cash flows from operating activities:
Adjustments to reconcile net income to net cash provided by operating activities:
Adjustments to net income (sub-total) ($4.9t) ($4.9t) ($4.5b) ($4.6b) ($5.2b) ($5.4b) ($6.1b) ($6.3b) ($5.5b) ($6.0b)
Net Income From Continuing Operations $3.4t $2.6t $3.2t $3.2t
Net Income (Loss) Attributable to Parent $1.3t $1.4b $1.8b $1.8b $1.4b $2.3b $2.7b $2.0b $2.1b $2.2b
Other Adjustments To Reconcile Profit Loss $19.0m ($30.1m) ($12.6m) $0 $0
Net Income (Loss) Attributable to Noncontrolling Interest
Depreciation and amortization $252.0b $220.9m $244.9m $437.7m $493.1m $666.2m $737.4m $769.3m $787.4m $865.7m
Depreciation Amortization Depletion $929.3b $993.2b $1.2t $1.3t
Deferred Income Tax $1.2t $890.6b $1.1t $862.7b
Deferred Tax $1.2t $890.6b $1.1t $862.7b
Impairment loss due to credit loss $834.1b $785.1b $296.1m $323.9m $722.2m $451.7m $702.5m $1.5b $1.2b $1.5b
Impairment loss on premises and equipment, intangible assets and other assets $1.9b $390.0m $78k $24.5m $8.1m $552k $207k $100k $2.5m $59.8m
Reversal of impairment loss on premises and equipment, intangible assets and other assets ($3.6b) ($624k) ($684k) ($89k) ($158k) ($140k) ($246k) ($178k) ($99k) ($672k)
Asset Impairment Charge ($50.0m) ($101.0m) $3.5b $85.4b
Gain (Loss) on Disposition of Property Plant Equipment
Adjustments For Income Tax Expense $275.9b $392.9m $676.8m $593.2m $447.5m $778.0m $935.2m $689.8m $711.4m
Income Tax Expense (Benefit) $275.9b $419.4b
Other Nonoperating Income (Expense) ($1.3b) ($99.0m) $38.2m ($139.3m) ($165.9m)
Income tax expense $275.9b $392.9m $676.8m $593.2m $447.5m $778.0m $935.2m $689.8m $711.4m $597.2m
Interest expense $3.5t $3.1b $3.6b $4.1b $3.2b $2.4b $4.7b $9.2b $8.9b $8.4b
Loss on disposal of premises and equipment, intangible assets and other assets $9.7b $9.4m $1.0m $3.0m $2.5m $2.8m $2.5m $1.5m $1.5m $2.4m
Gain on disposal of premises and equipment, intangible assets and other assets ($1.9b) ($4.7m) ($27.2m) ($1.4m) ($8.9m) ($43.0m) ($44.3m) ($4.1m) ($4.8m) ($31.7m)
Earnings (Loss)es From Equity Investments ($70.0b) ($109.8b) ($76.3b) ($98.7b)
Changes in operating assets and liabilities:
Changes in operating assets and liabilities (sub-total) $2.5t ($4.7t) $5.7b ($1.1b) $504.8m ($4.8b) $9.5b ($3.2b) ($9.1b) $6.4b
Additional Financial Items
Increase (Decrease) in Other Operating Assets
Provision for Loan, Lease, and Other Losses
Increase (Decrease) in Other Operating Liabilities
Parent Company ($169.6b) ($316.8m) $437.6b $505.6b $260.0b $546.0b $490.1b
Adjustments For Current Tax Of Prior Period ($22.1b) ($5.2b) $5.9b ($65.2b) $4.9b $3.1b ($14.1b) ($22.8b) ($35.8b)
Adjustments For Unrealised Foreign Exchange Losses Gains $176.3m $92.3m $0 $283.5m $796.9m
General And Administrative Expense $3.5t $3.3b $3.3b $3.3b $3.6b $3.5b $3.6b $3.4b $3.0b
Goodwill $350.7b $334.3b $345.4b $397.5b $445.1b $482.7b
Increase Decrease In Working Capital $5.7b ($1.1b) $504.8m $4.8b ($9.5b) $3.2b $9.1b
Interest Received Classified As Operating Activities $8.5t $8.0b $8.6b $9.1b $8.8b $7.9b $11.3b $15.8b $15.1b
Nonoperating Income (Expense) ($20.8b) ($194.1m) $40.9m ($66.6m) ($72.9m)
Payments Of Lease Liabilities Classified As Financing Activities $188.5m $188.6m $149.4m $148.8m $124.5m $161.5m
Payments To Acquire Or Redeem Entitys Shares $92.5m
Proceeds From Borrowings Classified As Financing Activities $8.3t $8.5b $8.6b $12.5b $1.9b $2.7b $2.3b $1.8b
Proceeds From Disposal Or Maturity Of Availableforsale Financial Assets $20.4t $23.3b $0 $0
Purchase Of Intangible Assets Classified As Investing Activities $191.2b $183.6m $158.2m $109.3m $105.7m $116.8m $138.7m $177.0m $128.6m
Purchase Of Interests In Associates $43.3b $134.1m $43.4m $336.7m $507.0m $336.7m $113.7m $240.3m
Repayments Of Borrowings Classified As Financing Activities $9.5t $11.9b $7.5b $9.9b
Unrealized Gain (Loss) on Derivatives
Interest income ($8.5t) ($8.0b) ($8.7b) ($9.2b) ($8.8b) ($8.3b) ($11.6b) ($16.0b) ($14.9b) ($14.7b)
Insurance service expense $0 $0 $649.8m
Other insurance finance expense $0 $0 $262.0m
Loss on financial assets at FVTOCI $0 $0 $946k $1.2m $725k $13.3m $18.9m $35.9m $3.1m $21.0m
Loss on other provisions $34.8b $100.3m $25.5m $112.2m $214.2m $72.1m $29.8m $77.0m $28.4m $91.7m
Retirement benefit $152.6b $142.9b $128.2m $142.9m $160.8m $149.2m $131.0m $87.9m $87.3m $129.8m
Net loss on foreign currency translation $0 $0 $176.3m $92.3m $0 $283.5m $796.9m $0
Loss on derivatives (designated for hedge) $99.0b $109.6b $32.8m $3.2m $76.2m $78.3m $198.6m $27.6m $16.4m $432.5m
Loss on fair value hedge $475.0m $0 $15.5m $74.6m $63.1m $1.6m $0 $56.2m $43.7m $63.8m
Loss on valuation of investments in joint ventures and associates $56.3b $185.0b $20.5m $17.1m $22.6m $16.7m $22.9m $17.6m $13.5m $16.6m
Loss on disposal of investments in joint ventures and associates $15.1b $36.3m $2.6m $0 $0 $146k $2.9m $455k $360k $1.3m
Other loss $0 $0 $7.4m $0
Other operating expenses $0 $0 $6.4m $703k
Additions of expenses not involving cash outflows (sub-total) $1.5t $1.6t $768.2m $1.1b $2.0b $1.6b $2.5b $2.8b $3.0b $4.1b
Insurance income $0 $0 ($721.7m)
Other insurance finance income $0 $0 ($280k)
Gain on financial assets at FVTPL $0 $0 ($193.8m) ($213.0m) $0 $0 $0 ($442.4m) ($879.5m) ($640.2m)
Gain on financial assets at FVTOCI $0 $0 ($2.8m) ($10.7m) ($22.9m) ($40.8m) ($1.9m) ($6.7m) ($68.5m) ($111.4m)
Gain on other provisions ($2.0b) ($3.3b) ($2.3m) ($1.3m) ($43.9m) ($15.3m) ($6.8m) ($478k)
Gain on foreign currency translation $0 $0 ($543.1m)
Gain on derivatives (designated for hedge) ($130.0m) ($122.0m) ($32.2m) ($109.6m) ($62.1m) ($51.5m) ($56.5m) ($89.0m) ($129.9m) ($173.9m)
Gain on fair value hedge ($99.3b) ($50.1m) ($38.5m) ($200k) ($8.9m) ($89.4m) ($204.7m) ($7.0m) ($17.2m) ($11.2m)
Gain on valuation of investments in joint ventures and associates ($36.8b) ($78.2m) ($23.2m) ($89.8m) ($115.6m) ($69.0m) ($78.4m) ($102.7m) ($65.1m) ($84.9m)
Gain on disposal of investments in joint ventures and associates ($23.5b) ($37.4m) ($45.4m) $0 ($3.2m) ($59.6m) ($475k) ($25.7m) ($13.3m) ($5.2m)
Bargain purchase gain $0 ($67.4b) $0 $0 $0 $0 ($402.2m)
Deductions of income not involving cash inflows (sub-total) ($242.2b) ($378.1b) ($367.3m) ($427.7m) ($305.1m) ($384.8m) ($445.5m) ($693.0m) ($1.2b) ($2.7b)
Reinsurance contract assets $0 $0 $23.3m
Financial instruments at FVTPL ($99.6b) ($583.1b) $0 $0 ($805.7m) $35.8m ($1.3b) ($1.3b) $1.1b $684.0m
Loans and other financial assets at amortized cost $0 $0 ($14.1b) ($9.7b) ($21.0b) ($32.0b) ($4.8b) ($14.4b) ($14.7b) ($5.8b)
Other assets $219.3b $33.7m $29.0m $74.6m ($82.8m) ($827.6m) ($1.0b) ($979.1m) ($848.8m) ($471.3m)
Insurance contract liabilities $0 $0 ($90.3m)
Reinsurance contract liabilities $0 $0 ($22.2m)
Investment contract liabilities $0 $0 ($72.5m)
Deposits due to customers $11.9t $12.8b $12.6b $13.3b $25.2b $20.0b $18.7b $11.8b $2.3b $9.6b
Provisions $34.4b ($115.0m) ($10.7m) ($55.2m) ($169.5m) ($10.3m) ($19.1m) $105.7m ($137.9m) $1.2m
Net defined benefit liability ($261.1b) ($43.8m) ($121.6m) ($253.6m) ($197.7m) ($92.4m) ($105.9m) ($133.8m) ($81.7m) $9.8m
Other financial liabilities $5.2t ($7.5b) $6.7b ($4.1b) ($2.5b) $8.0b ($2.0b) $1.7b $3.3b $2.5b
Other liabilities ($6.2b) ($25.8m) $87.1m $26.6m ($7.5m) $57.0m $66.3m $74.0m ($6.2m) $17.2m
Interest income received $8.5t $8.0b $8.6b $9.1b $8.8b $7.9b $11.3b $15.8b $15.1b $14.2b
Net cash in-flows(out-flows) from hedging activities $0 $0 $5.9m $43.3m $18.1m ($17.2m) $11.9m
Net cash in-flows(out-flows) from obtaining control ($378.4b) ($209.6b) $1.4m ($538.9m)
Net cash out-flows from losing control $0 $0 ($359k) $0 $0
Disposal of financial instruments at FVTPL $0 $0 $10.7b $9.8b $6.1b $8.7b $7.5b $8.1b $7.9b $13.2b
Acquisition of financial instruments at FVTPL $0 $0 ($11.1b) ($10.2b) ($7.4b) ($10.0b) ($8.2b) ($9.4b) ($7.5b) ($13.9b)
Acquisition of financial assets at FVTOCI $0 $0 ($11.9b) ($20.6b) ($21.2b) ($25.7b) ($12.8b) ($18.8b) ($21.5b) ($29.8b)
Disposal of financial assets at FVTOCI $0 $0 $8.2b $12.4b $18.9b $18.2b $17.2b $16.0b $18.2b $24.3b
Redemption of securities at amortized cost $0 $0 $8.5b $7.5b $5.2b $5.4b $4.7b $6.8b $5.2b $4.1b
Acquisition of securities at amortized cost $0 $0 ($14.0b) ($5.3b) ($2.2b) ($5.4b) ($13.4b) ($3.3b) ($1.7b) ($3.7b)
Cash outflows from changes in subsidiaries $0 $0 ($274.9m) ($480.0m) ($456.4m) ($83.2m)
Disposal of investments in joint ventures and associates $0 $191k $0 $0 $378.4m $164.7m $198.2m $78.3m $848.0m $298.6m
Acquisition of investments in joint ventures and associates ($43.3b) ($134.1m) ($43.4m) ($336.7m) ($507.0m) ($336.7m) ($113.7m) ($240.3m) ($662.7m) ($524.4m)
Disposal of investment properties $0 $392k $3.2m $167k $325k $0 $1.6m $0 $43.9m $3.3m
Acquisition of investment properties ($4.4b) ($9.2m) ($13.7m) ($60.9m) ($70.5m) $0 $0 ($76.9m) $0 ($510k)
Disposal of premises and equipment $63.0m $7.0m $5.0m $6.7m $21.0m $2.4m $35.6m $14.7m $7.3m $26.0m
Acquisition of premises and equipment ($131.0b) ($152.0m) ($106.6m) ($371.7m) ($137.5m) ($100.3m) ($137.2m) ($127.6m) ($150.1m) ($225.6m)
Disposal of intangible assets $4.3b $1.1m $8.3m $813k $584k $712k $776k $1.9m $3.1m $2.3m
Acquisition of intangible assets ($191.2b) ($183.6m) ($158.2m) ($109.3m) ($105.7m) ($116.8m) ($138.7m) ($177.0m) ($128.6m) ($124.9m)
Disposal of assets held for sale $22.7b $23.2m $72.2m $4.9m $0 $78.9m $41.6m $5.5m $16.2m $79.7m
Net increase(decrease) of other assets $0 $0 $24.5m $55.8m $49.5m $8.7b ($85.8m) $28.0m
Net increase(decrease) in borrowings $1.3t $3.1t $1.9b $2.7b $2.3b $1.8b ($2.0b) $3.0b
Issuance of debentures $15.8t $17.3b $19.3b $22.1b $21.3b $27.5b $18.6b $24.1b $27.8b $25.8b
Redemption of debentures ($14.1t) ($12.8b) ($18.8b) ($20.5b) ($20.4b) ($21.7b) ($19.0b) ($26.6b) ($24.0b) ($21.9b)
Redemption of lease liabilities $0 $0 ($188.5m) ($188.6m) ($149.4m) ($148.8m) ($124.5m) ($161.5m) ($174.1m)
Net increase(decrease) of other liabilities $0 $0 $3.7m $2.9m $407k $91k ($12.0m) ($28k)
Acquisition of treasury stocks $0 $0 ($159.4m) $0 ($3.2m) $0 ($122.5m) ($92.5m) ($103.8m)
Disposal of treasury stocks $0 $0 $657.8m $0 $0 $0 $17.9m $3.3m $0
Issuance of hybrid securities $549.9b $524.2m $358.3m $1.4b $826.6m $335.7m $926.3m $618.1m $1.3b $552.3m
Redemption of hybrid securities ($310.0b) ($1.2b) ($229.1m) ($138.5m) ($551.4m) ($494.4m) ($510.2m) ($852.1m) ($1.2b) ($1.1b)
Changes in non-controlling interests $0 $0 ($43k) $0 ($68.5m) $0 ($139.8m) ($28.0m) $0
Net increase in non-controlling equity liabilities $0 $0 $9.0m $1.5m $5.1m $4.5m $0
Beginning Cash Position $20.6t $34.2t $30.6t $27.3t
Cash Flow From Continuing Financing Activities $1.9t ($2.9t) $1.2t $7.7t
Cash Flow From Continuing Investing Activities ($7.0t) ($2.3t) ($34.3b) ($9.9t)
Change In Other Current Assets ($1.3t) ($1.3t) ($1.3t) ($680.8b)
Change In Other Current Liabilities $83.6b $95.6b ($9.2b) ($79.9b)
Change In Other Working Capital $19.2t $15.6t $9.5t $18.4t
Change In Working Capital $12.0t ($4.1t) ($13.5t) $9.2t
Changes In Cash $13.6t ($3.5t) ($4.9t) $11.4t
End Cash Position $34.2t $30.6t $27.3t $38.5t
Financing Cash Flow $1.9t ($2.9t) $1.2t $7.7t
Free Cash Flow $18.3t $1.2t ($6.5t) $13.1t
Gain Loss On Investment Securities $21.5b ($533.5b) ($1.4t) ($1.1t)
Gain Loss On Sale Of Business $3.1b ($32.5b) ($19.1b) ($5.6b)
Gain Loss On Sale Of PPE ($52.7b) ($3.4b) ($4.8b) ($42.3b)
Interest Received CFO $14.2t $20.4t $22.3t $20.6t
Investing Cash Flow ($7.0t) ($2.3t) ($34.3b) ($9.9t)
Issuance Of Capital Stock $0 $23.1b $4.8b $0
Net Business Purchase And Sale ($724.8b) ($829.8b) ($672.6b) ($898.6b)
Net Foreign Currency Exchange Gain Loss ($3.2b) $366.0b $1.2t ($784.5b)
Net Intangibles Purchase And Sale ($173.8b) ($226.0b) ($185.5b) ($177.1b)
Net PPE Purchase And Sale ($128.0b) ($145.7b) ($211.1b) ($288.3b)
Operating Gains Losses ($175.0b) ($455.8b) ($628.8b) ($1.8t)
Other Non Cash Items ($8.7t) ($8.7t) ($8.8t) ($9.2t)
Pension And Employee Benefit Expense $165.1b $113.4b $129.0b $187.5b
Purchase Of Business ($724.8b) ($829.8b) ($674.6b) ($898.6b)
Purchase Of Intangibles ($174.7b) ($228.5b) ($190.1b) ($180.5b)
Purchase Of PPE $152.0m $106.6m $371.7m $137.5m $100.3m ($172.9b) ($164.7b) ($221.9b) ($326.0b)
Repurchase Of Capital Stock $0 ($158.2b) ($136.7b) ($150.0b)
Sale Of Intangibles $978.0m $2.5b $4.6b $3.3b
Sale Of PPE $44.8b $19.0b $10.7b $37.6b
Unrealized Gain Loss On Investment Securities $16.9b $815.7b $0 $0
Profit or Loss $1.3t $1.4b $1.8b $1.8b $1.4b $2.3b $2.7b $2.0b $2.1b
Net Cash Provided by (Used in) Operating Activities $4.9t ($1.9b) $8.2b $1.6b $3.3b ($1.5b) $14.8b $1.3b ($4.1b) $9.4b
Cash flows from investing activities:
Payments to Acquire Property, Plant, and Equipment ($347.6b) ($393.2b) ($412.0b) ($506.4b)
Proceeds From Sales Of Property Plant And Equipment Classified As Investing Activities $63.0m $7.0m $5.0m $6.7m $21.0m $2.4m $35.6m $14.7m $7.3m
Net Investment Properties Purchase And Sale $2.1b ($99.2b) $64.9b $4.0b
Net Investment Purchase And Sale ($6.1t) ($969.3b) $1.1t ($8.7t)
Purchase Of Investment ($43.4t) ($40.9t) ($46.4t) ($69.3t)
Purchase Of Investment Properties $0 ($99.2b) $0 ($736.0m)
Sale Of Investment $37.3t $40.0t $47.5t $60.6t
Sale Of Investment Properties $2.1b $0 $64.9b $4.8b
Net Other Investing Changes $114.8b $15.9b ($102.9b) $155.6b
Net cash outflow from investing activities ($4.2t) $1.8b ($9.9b) ($7.4b) ($1.3b) ($9.0b) ($5.5b) ($1.7b) ($23.2m) ($6.8b)
Net Cash Provided by (Used in) Investing Activities
Cash flows from financing activities:
Issuance Of Debt $26.3t $33.4t $41.1t $41.6t
Long Term Debt Issuance $26.3t $33.4t $41.1t $41.6t
Net Issuance Payments Of Debt $2.2t ($1.1t) $2.3t $9.7t
Net Long Term Debt Issuance $2.2t ($1.1t) $2.3t $9.7t
Long Term Debt Payments ($24.1t) ($34.5t) ($38.7t) ($31.9t)
Repayment Of Debt ($24.1t) ($34.5t) ($38.7t) ($31.9t)
Common Stock Issuance $0 $23.1b $4.8b $0
Net Common Stock Issuance $0 ($135.0b) ($131.9b) ($150.0b)
Payments of Ordinary Dividends, Common Stock ($169.6b) ($316.8m) $437.6b $505.6b $260.0b $546.0b $490.1b
Common Stock Payments $0 ($158.2b) ($136.7b) ($150.0b)
Dividends Proposed Or Declared Before Financial Statements Authorised For Issue But Not Recognised As Distribution To Owners $336.6b $713.5b $481.2b
Dividend income ($184.5b) ($117.1m) ($81.4m) ($93.4m) ($127.6m) ($260.1m) ($127.0m) ($186.1m) ($210.0m) ($335.4m)
Dividends received $184.7b $119.3m $81.5m $93.4m $127.6m $260.0m $127.0m $156.7m $210.0m $334.2m
Dividends paid ($168.3b) ($315.4m) ($302.5m) ($378.7m) ($465.5m) ($309.9m) ($519.8m) ($757.8m) ($594.3m) ($641.9m)
Dividends paid to hybrid securities ($226.8b) ($234.9b) ($173.2m)
Cash Dividends Paid ($655.0b) ($978.4b) ($878.3b) ($927.3b)
Dividend Received CFO $160.0b $202.3b $310.3b $482.8b
Net Other Financing Charges $365.5b ($690.8b) ($88.8b) ($977.7b)
Net cash inflow(outflow) from financing activities $333.1b ($57.2m) $1.4b $5.3b $2.2b $7.6b $1.5b ($2.2b) $842.6m $5.3b
Net Cash Provided by (Used in) Financing Activities
Effects of exchange rate changes on cash and cash equivalents ($65.5b) ($493.4m) $210.2m $165.7m ($845.6m) $813.5m $24.5m ($131.8m) $1.1b ($158.2m)
Effect Of Exchange Rate Changes $30.9b ($170.2b) $1.6t ($228.6b)
Net increase (decrease) in cash and cash equivalents $1.0t ($146.5m) ($354.3m) ($473.2m) $4.2b ($2.9b) $10.8b ($2.8b) ($2.2b) $7.8b
Cash and cash equivalents, beginning of the period $7.1b $6.5b $6.1b $5.5b $9.2b $6.4b $27.2b $23.7b $18.5b $26.7b
Change In Cash Supplemental As Reported $13.6t ($3.7t) ($3.3t) $11.2t
Interest Paid Classified As Operating Activities ($3.6t) ($3.2b) $3.5b $3.8b $3.7b $2.5b $3.9b $8.2b $8.4b ($979k)
Income Taxes Paid Refund Classified As Operating Activities ($251.6b) ($378.9m) $495.6m $477.9m $290.4m $475.8m $817.7m $1.2b $287.4m ($490.8m)

Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.