Discounted Cash Flow
World Acceptance Corp.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2017 | $531.7m | $73.6m | $212.5m | 13.8% | $8.45 |
| 2018 | $548.7m (3.2%) | $53.7m (-27.1%) | $208.9m (-1.7%) | 9.8% (-29.3%) | $6.11 (-27.8%) |
| 2019 | $544.5m (-0.8%) | $37.2m (-30.6%) | $234.9m (12.5%) | 6.8% (-30.1%) | $4.14 (-32.2%) |
| 2020 | $590.0m (8.4%) | $28.2m (-24.4%) | $246.1m (4.8%) | 4.8% (-30.2%) | $3.66 (-11.5%) |
| 2021 | $525.5m (-10.9%) | $88.3m (213.5%) | $187.9m (-23.7%) | 16.8% (252.0%) | $13.59 (271.2%) |
| 2022 | $582.4m (10.8%) | $53.9m (-38.9%) | $275.4m (46.6%) | 9.3% (-44.9%) | $8.88 (-34.7%) |
| 2023 | $616.5m (5.9%) | $21.2m (-60.6%) | $21.2m (-92.3%) | 3.4% (-62.8%) | $3.69 (-58.4%) |
| 2024 | $573.2m (-7.0%) | $77.3m (264.3%) | $259.9m (1123.9%) | 13.5% (291.8%) | $13.45 (264.3%) |
| 2025 | $564.8m (-1.5%) | $89.7m (16.0%) | $250.5m (-3.6%) | 15.9% (17.7%) | $16.54 (22.9%) |
| 2026 | $585.2m (3.6%) | $34.6m (-61.5%) | $255.5m (2.0%) | 5.9% (-62.8%) | $7.00 (-57.7%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.