Waterstone Financial, Inc.

Annual Trend FY 2016 FY 2017 FY 2018 FY 2019 FY 2020 FY 2021 FY 2022 FY 2023 FY 2024 FY 2025
ASSETS
Current assets:
Cash and Cash Equivalents, at Carrying Value $47.2m $48.6m $86.1m
Property, Plant and Equipment, Net $23.7m $22.9m $24.5m $25.0m $23.7m $22.3m $21.1m $20.0m $19.4m $18.9m
Operating Lease, Right-of-Use Asset $8.4m $6.6m $5.8m
Additional Financial Items
Assets $1.8b $1.8b $1.9b $2.0b $2.2b $2.2b $2.0b $2.2b $2.2b $2.3b
LIABILITIES AND EQUITY
Long-term Debt $387.2m $386.3m $435.0m $483.6m $508.1m $477.1m $386.8m $611.1m $446.5m $412.3m
Liabilities $1.4b $1.4b $1.5b $1.6b $1.8b $1.8b $1.7b $1.9b $1.9b $1.9b
Stockholders’ equity:
Preferred Stock, Value, Issued $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
Common Stock, Value, Issued $294k $295k $285k $271k $251k $248k $222k $203k $193k $184k
Additional Paid in Capital $322.9m $326.7m $330.3m $212.0m $180.7m $174.5m $128.6m $103.9m $91.2m $78.0m
Retained Earnings (Accumulated Deficit) $184.6m $183.4m $187.2m $197.4m $245.3m $273.4m $274.2m $269.6m $277.2m $293.0m
Accumulated Other Comprehensive Income (Loss), Net of Tax ($378k) ($477k) ($2.4m) $642k $2.3m ($1.1m) ($19.5m) ($17.8m) ($18.8m) ($12.3m)
Stockholders' Equity Attributable to Parent $410.7m $412.1m $399.7m $393.7m $413.1m $432.8m $370.5m $344.1m $339.1m $349.4m
Liabilities and Equity $1.8b $1.8b $1.9b $2.0b $2.2b $2.2b $2.0b $2.2b $2.2b $2.3b

Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.