Discounted Cash Flow
Wsfs Financial Corp.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $318.9m | $64.1m | $70.3m | 20.1% | $2.12 |
| 2017 | $379.4m (18.9%) | $50.2m (-21.6%) | $122.4m (74.2%) | 13.2% (-34.1%) | $1.60 (-24.5%) |
| 2018 | $455.5m (20.1%) | $134.7m (168.2%) | $130.1m (6.2%) | 29.6% (123.3%) | $4.27 (166.9%) |
| 2019 | $709.2m (55.7%) | $148.8m (10.4%) | $75.7m (-41.8%) | 21.0% (-29.1%) | $3.02 (-29.3%) |
| 2020 | $715.4m (0.9%) | $114.8m (-22.9%) | $8.0m (-89.4%) | 16.0% (-23.5%) | $2.27 (-24.8%) |
| 2021 | $641.8m (-10.3%) | $271.4m (136.5%) | $119.1m (1391.6%) | 42.3% (163.6%) | $5.71 (151.5%) |
| 2022 | $963.9m (50.2%) | $222.4m (-18.1%) | $472.0m (296.4%) | 23.1% (-45.5%) | $3.50 (-38.7%) |
| 2023 | $725.1m (-24.8%) | $269.2m (21.0%) | $230.6m (-51.1%) | 37.1% (60.9%) | $4.40 (25.7%) |
| 2024 | $705.4m (-2.7%) | $263.7m (-2.0%) | $205.6m (-10.8%) | 37.4% (0.7%) | $4.43 (0.7%) |
| 2025 | $726.1m (2.9%) | $287.3m (9.0%) | $213.6m (3.9%) | 39.6% (5.9%) | $5.11 (15.3%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.