Discounted Cash Flow
XP Inc. Foreign
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2018 | $2.1b | $640.7m | $-539.9m | 31.2% | $0.94 |
| 2019 | $3.6b (75.0%) | $1.5b (141.0%) | $-3.9b (-619.9%) | 42.9% (37.7%) | $2.11 (125.7%) |
| 2020 | $5.0b (39.5%) | $2.4b (56.8%) | $1.4b (135.1%) | 48.3% (12.4%) | $3.76 (78.0%) |
| 2021 | $6.2b (23.5%) | $3.8b (57.6%) | $-4.2b (-404.3%) | 61.6% (27.6%) | $6.42 (70.8%) |
| 2022 | $5.9b (-4.1%) | $3.4b (-9.7%) | $1.8b (142.3%) | 58.0% (-5.8%) | $6.44 (0.4%) |
| 2023 | $6.5b (10.0%) | $3.9b (14.3%) | $8.1b (358.2%) | 60.3% (3.9%) | $7.22 (12.1%) |
| 2024 | $7.4b (13.7%) | $5.0b (26.7%) | $11.0b (36.9%) | 67.2% (11.4%) | $8.33 (15.4%) |
| 2025 | $8.0b (7.3%) | $5.4b (9.3%) | $11.8b (7.3%) | 68.4% (1.8%) | $9.80 (17.7%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Values abbreviated: b = billions, m = millions, k = thousands.
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.