← XP Inc.
| Annual Trend | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | $2.1b | $3.6b | $5.0b | $6.2b | $5.9b | $6.5b | $7.4b | $8.0b | |
| Revenue and other operating income | $3.0b | $5.1b | $8.2b | $12.1b | $13.3b | $14.9b | $17.0b | $18.4b | |
| Interest Income (Loss) on Financial Assets Held for Trading | — | $199.9m | $183.4m | ($1.6b) | $1.1b | $1.6b | ($1.8b) | ($5.8b) | |
| Interest income on financial assets designated at fair value through profit or loss | $789.5m | $1.3b | $3.0b | $7.4b | $6.3b | $6.8b | $11.4b | $16.2b | |
| Expected Credit Loss | ($8.2m) | ($9.4m) | ($55.6m) | ($92.6m) | ($94.2m) | ($360.9m) | ($288.5m) | ($392.3m) | |
| Share of profit (loss) of associates and joint ventures accounted for using equity method | $0 | $0 | $862k | ($7.7m) | ($12.2m) | $73.5m | $47.3m | $115.8m | |
| Profit (loss) before tax | $640.7m | $1.5b | $2.4b | $3.8b | $3.4b | $3.9b | $5.0b | $5.4b | |
| Profit (loss) | $465.3m | $1.1b | $2.1b | $3.6b | $3.6b | $3.9b | $4.5b | $5.2b | |
| Other comprehensive income, net of tax, exchange differences on translation of foreign operations | $18.6m | $6.8m | $57.4m | $21.0m | ($19.6m) | ($41.2m) | $147.7m | ($99.5m) | |
| Other comprehensive income, net of tax, hedges of net investments in foreign operations | ($17.5m) | ($7.1m) | ($60.6m) | ($18.8m) | $17.3m | $34.6m | ($136.6m) | $70.9m | |
| Other comprehensive income, net of tax, financial assets measured at fair value through other comprehensive income | $4.2m | $698k | $24.2m | ($549.0m) | $218.1m | $556.4m | ($1.2b) | $385.4m | |
| Other comprehensive income, other | — | — | — | — | — | $0 | $0 | ($13.0m) | |
| Profit (loss), attributable to owners of parent | $461.4m | $1.1b | $2.1b | $3.6b | $3.6b | $3.9b | $4.5b | $5.2b | |
| Profit (loss), attributable to non-controlling interests | $3.9m | $9.0m | $5.1m | $3.0m | $1.2m | $689k | $1.4m | ($494k) | |
| Comprehensive income, attributable to owners of parent | $466.8m | $1.1b | $2.1b | $3.0b | $3.8b | $4.4b | $3.4b | $5.5b | |
| Total other comprehensive income | $5.3m | $388k | $21.1m | ($546.8m) | $215.7m | $549.8m | ($1.2b) | $343.9m | |
| Total comprehensive income for the year | $470.6m | $1.1b | $2.1b | $3.0b | $3.8b | $4.4b | $3.4b | $5.5b | |
| Basic earnings per share (in R$ per share) | $0.94 | $2.11 | $3.76 | $6.42 | $6.44 | $7.22 | $8.33 | $9.80 | |
| Diluted earnings per share (in R$ per share) | $0.94 | $2.11 | $3.71 | $6.26 | $6.25 | $7.16 | $8.23 | $9.72 | |
| Operating expense | — | — | ($2.6b) | ($3.4b) | ($3.9b) | ($4.4b) | ($5.1b) | ($5.5b) | |
| Selling expense | ($96.1m) | ($155.1m) | ($134.9m) | ($227.5m) | ($138.7m) | ($169.5m) | ($149.0m) | ($294.5m) | |
| Administrative expenses | ($1.2b) | ($1.9b) | ($3.0b) | ($4.7b) | ($5.6b) | ($5.5b) | $6.0b | $6.4b | |
| Other operating income (expense) | ($31.3m) | $153.4m | $171.1m | $324.4m | $256.9m | $10.6m | $188.9m | $127.9m | |
| Interest expense on debt instruments issued | ($72.3m) | ($84.4m) | ($52.7m) | ($135.7m) | ($402.3m) | ($617.5m) | ($779.5m) | ($625.4m) | |
| Tax income (expense) | ($175.4m) | ($454.6m) | ($339.9m) | ($222.7m) | $135.6m | ($37.0m) | ($471.1m) | ($279.3m) |
Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.