ARCH CAPITAL GROUP LTD. ACGL

Latest FY: 2025 Financial Services Insurance - Diversified
Market Price $98.69
Market Cap $34.25B
P/E Ratio 8.51
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑14.3% YoY
$19.93B
3-Yr CAGR: 27.5%
Net Income ↑2.0% YoY
$4.40B
Net Margin: 22.1%
Free Cash Flow ↓-7.5% YoY
$6.13B
FCF Yield: 17.89%
EPS (Diluted) ↑3.7% YoY
$11.60
Basic: $11.83
Return on Equity Efficiency
18.2%
ROA: 5.6%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (ACGL)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Op. Cash Flow Free Cash Flow FCF YoY
FY 2016 $4,463.6M $2,211.7M $692.7M $1.78 $1,396.6M $1,396.6M
FY 2017 $5,627.4M +26.1% $2,542.5M $619.3M -10.6% $1.36 -23.6% $1,112.6M $1,112.6M -20.3%
FY 2018 $5,450.6M -3.1% $2,440.0M $758.0M +22.4% $1.73 +27.5% $1,559.3M $1,559.3M +40.1%
FY 2019 $6,928.2M +27.1% $3,673.9M $1,636.3M +115.9% $3.87 +123.7% $2,048.5M $2,048.5M +31.4%
FY 2020 $8,508.5M +22.8% $3,675.5M $1,405.5M -14.1% $3.32 -14.2% $2,886.5M $2,886.5M +40.9%
FY 2021 $9,250.0M +8.7% $4,525.7M $2,156.8M +53.5% $5.23 +57.5% $3,427.6M $3,427.6M +18.7%
FY 2022 $9,614.8M +3.9% $4,457.0M $1,476.9M -31.5% $3.80 -27.3% $3,815.2M $3,765.2M +9.9%
FY 2023 $13,634.0M +41.8% $7,255.0M $4,443.0M +200.8% $11.62 +205.8% $5,749.0M $5,697.0M +51.3%
FY 2024 $17,440.0M +27.9% $8,957.0M $4,312.0M -2.9% $11.19 -3.7% $6,673.0M $6,622.0M +16.2%
FY 2025 $19,929.0M +14.3% $10,411.0M $4,399.0M +2.0% $11.60 +3.7% $6,172.0M $6,128.0M -7.5%
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Valuation

Market Price $98.69
Market Cap $34.25B
Enterprise Value $35.99B
P/E Ratio 8.51
P/B Ratio 1.42
FCF Yield 17.89%
Dividend Yield 5.07%
Shares Outstanding 349,389,600
%

Profitability & Margins

Gross Margin 52.24%
Operating Margin 0.27%
Net Margin 22.07%
Return on Equity (ROE) 18.17%
Return on Assets (ROA) 5.55%
Asset Turnover 0.25x
Revenue 3-Yr CAGR 27.50%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity 0.113
Debt / Assets 0.034
Cash & Equivalents $993.00M
Total Debt $2.73B
Book Value / Share $69.28
💧

Cash Flow Efficiency

Operating Cash Flow $6.17B
Capital Expenditures (CapEx) $44.00M
Free Cash Flow $6.13B
OCF / Revenue 30.97%
FCF / Revenue 30.75%
FCF 3-Yr CAGR 17.63%
🏷️

Per Share Metrics

EPS (Diluted) $11.60
EPS (Basic) $11.83
Dividends / Share $5.00
Book Value / Share $69.28
EPS YoY Growth 3.66%
🏛️

Balance Sheet (FY 2025)

Total Assets $79.24B
Total Liabilities $55.03B
Stockholders' Equity $24.21B
Current Assets N/A
Current Liabilities N/A