Enact Holdings, Inc. ACT

Latest FY: 2025 Financial Services Insurance - Specialty
Market Price $49.94
Market Cap $6.95B
P/E Ratio N/A
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑2.8% YoY
$1.24B
3-Yr CAGR: 4.1%
Net Income ↓-2.0% YoY
$674.24M
Net Margin: 54.6%
Free Cash Flow ↑5.6% YoY
$724.52M
FCF Yield: 10.43%
EPS (Diluted)
N/A
Basic: N/A
Return on Equity Efficiency
12.6%
ROA: 9.8%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (ACT)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Op. Cash Flow Free Cash Flow FCF YoY
FY 2019 $677.6M $500.0M $500.0M
FY 2020 $370.4M -45.3% $704.4M $704.4M +40.9%
FY 2021 $1,117.9M $1,066.8M $546.7M +47.6% $572.1M $572.1M -18.8%
FY 2022 $1,095.0M -2.0% $1,043.3M $704.2M +28.8% $560.5M $560.5M -2.0%
FY 2023 $1,153.7M +5.4% $1,101.8M $665.5M -5.5% $632.0M $632.0M +12.8%
FY 2024 $1,201.8M +4.2% $1,150.6M $688.1M +3.4% $686.3M $686.3M +8.6%
FY 2025 $1,235.8M +2.8% $1,185.9M $674.2M -2.0% $724.5M $724.5M +5.6%
$

Valuation

Market Price $49.94
Market Cap $6.95B
Enterprise Value N/A
P/E Ratio N/A
P/B Ratio 1.30
FCF Yield 10.43%
Dividend Yield N/A
Shares Outstanding 139,600,700
%

Profitability & Margins

Gross Margin 95.96%
Operating Margin 69.49%
Net Margin 54.56%
Return on Equity (ROE) 12.59%
Return on Assets (ROA) 9.78%
Asset Turnover 0.18x
Revenue 3-Yr CAGR 4.11%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity N/A
Debt / Assets N/A
Cash & Equivalents $582.49M
Total Debt N/A
Book Value / Share $38.36
💧

Cash Flow Efficiency

Operating Cash Flow $724.52M
Capital Expenditures (CapEx) N/A
Free Cash Flow $724.52M
OCF / Revenue 58.63%
FCF / Revenue 58.63%
FCF 3-Yr CAGR 8.93%
🏷️

Per Share Metrics

EPS (Diluted) N/A
EPS (Basic) N/A
Dividends / Share N/A
Book Value / Share $38.36
EPS YoY Growth N/A
🏛️

Balance Sheet (FY 2025)

Total Assets $6.89B
Total Liabilities $1.54B
Stockholders' Equity $5.36B
Current Assets N/A
Current Liabilities N/A