← AMERICAN FINANCIAL GROUP INC AFG
Market Price
$146.26
Market Cap
$12.10B
P/E Ratio
14.51
Revenue (FY 2025)
↓-1.8% YoY
$8.17B
3-Yr CAGR: 5.1%
Net Income
↓-5.1% YoY
$842.00M
Net Margin: 10.3%
Free Cash Flow
↑33.1% YoY
$1.53B
FCF Yield: 12.67%
EPS (Diluted)
↓-4.6% YoY
$10.08
Basic: $10.08
Return on Equity
Efficiency
17.5%
ROA: 2.6%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (AFG)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $6,498.0M | — | $3,659.0M | $649.0M | — | $7.33 | — | $1,150.0M | $1,150.0M | — |
| FY 2017 | $6,865.0M | +5.6% | $3,825.0M | $475.0M | -26.8% | $5.28 | -28.0% | $1,804.0M | $1,804.0M | +56.9% |
| FY 2018 | $7,150.0M | +4.2% | $4,085.0M | $530.0M | +11.6% | $5.85 | +10.8% | $2,083.0M | $2,083.0M | +15.5% |
| FY 2019 | $8,237.0M | +15.2% | $4,898.0M | $897.0M | +69.2% | $9.85 | +68.4% | $2,456.0M | $2,456.0M | +17.9% |
| FY 2020 | $7,909.0M | -4.0% | $4,550.0M | $732.0M | -18.4% | $8.20 | -16.8% | $2,183.0M | $2,183.0M | -11.1% |
| FY 2021 | $6,552.0M | -17.2% | $3,301.0M | $1,995.0M | +172.5% | $23.30 | +184.1% | $1,714.0M | $1,714.0M | -21.5% |
| FY 2022 | $7,040.0M | +7.4% | $3,326.0M | $898.0M | -55.0% | $10.53 | -54.8% | $1,153.0M | $1,153.0M | -32.7% |
| FY 2023 | $7,827.0M | +11.2% | $3,718.0M | $852.0M | -5.1% | $10.05 | -4.6% | $1,970.0M | $1,970.0M | +70.9% |
| FY 2024 | $8,324.0M | +6.3% | $3,788.0M | $887.0M | +4.1% | $10.57 | +5.2% | $1,152.0M | $1,152.0M | -41.5% |
| FY 2025 | $8,174.0M | -1.8% | $3,706.0M | $842.0M | -5.1% | $10.08 | -4.6% | $1,533.0M | $1,533.0M | +33.1% |
Valuation
Market Price
$146.26
Market Cap
$12.10B
Enterprise Value
$12.20B
P/E Ratio
14.51
P/B Ratio
2.52
FCF Yield
12.67%
Dividend Yield
4.98%
Shares Outstanding
Profitability & Margins
Gross Margin
45.34%
Operating Margin
13.13%
Net Margin
10.30%
Return on Equity (ROE)
17.47%
Return on Assets (ROA)
2.58%
Asset Turnover
0.25x
Revenue 3-Yr CAGR
5.10%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
0.378
Debt / Assets
0.056
Cash & Equivalents
$1.73B
Total Debt
$1.82B
Book Value / Share
$58.01
Cash Flow Efficiency
Operating Cash Flow
$1.53B
Capital Expenditures (CapEx)
N/A
Free Cash Flow
$1.53B
OCF / Revenue
18.75%
FCF / Revenue
18.75%
FCF 3-Yr CAGR
9.96%
Per Share Metrics
EPS (Diluted)
$10.08
EPS (Basic)
$10.08
Dividends / Share
$7.28
Book Value / Share
$58.01
EPS YoY Growth
-4.64%
Balance Sheet (FY 2025)
Total Assets
$32.64B
Total Liabilities
$27.82B
Stockholders' Equity
$4.82B
Current Assets
N/A
Current Liabilities
N/A