← AFLAC INC AFL
Market Price
$121.42
Market Cap
$61.64B
P/E Ratio
17.80
Revenue (FY 2025)
↓-9.3% YoY
$17.16B
3-Yr CAGR: -4.2%
Net Income
↓-33.0% YoY
$3.65B
Net Margin: 21.2%
Free Cash Flow
↓-5.6% YoY
$2.56B
FCF Yield: 4.15%
EPS (Diluted)
↓-29.2% YoY
$6.82
Basic: $6.84
Return on Equity
Efficiency
12.4%
ROA: 3.1%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (AFL)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $22,559.0M | — | $9,372.0M | $2,659.0M | — | $3.21 | — | $5,987.0M | $5,987.0M | — |
| FY 2017 | $21,667.0M | -4.0% | $9,246.0M | $4,604.0M | +73.1% | $5.77 | +79.8% | $6,128.0M | $6,128.0M | +2.4% |
| FY 2018 | $21,758.0M | +0.4% | $9,536.0M | $2,920.0M | -36.6% | $3.77 | -34.7% | $6,014.0M | $6,014.0M | -1.9% |
| FY 2019 | $22,307.0M | +2.5% | $10,137.0M | $3,304.0M | +13.2% | $4.43 | +17.5% | $5,455.0M | $5,455.0M | -9.3% |
| FY 2020 | $22,147.0M | -0.7% | $10,109.0M | $4,778.0M | +44.6% | $6.67 | +50.6% | $5,958.0M | $5,958.0M | +9.2% |
| FY 2021 | $22,106.0M | -0.2% | $11,292.0M | $4,325.0M | -9.5% | $6.39 | -4.2% | $5,051.0M | $5,051.0M | -15.2% |
| FY 2022 | $19,502.0M | -11.8% | $10,123.0M | $4,201.0M | -2.9% | $6.59 | +3.1% | $3,879.0M | $3,879.0M | -23.2% |
| FY 2023 | $18,701.0M | -4.1% | $10,295.0M | $4,659.0M | +10.9% | $7.78 | +18.1% | $3,190.0M | $3,190.0M | -17.8% |
| FY 2024 | $18,927.0M | +1.2% | $11,280.0M | $5,443.0M | +16.8% | $9.63 | +23.8% | $2,707.0M | $2,707.0M | -15.1% |
| FY 2025 | $17,164.0M | -9.3% | $9,651.0M | $3,646.0M | -33.0% | $6.82 | -29.2% | $2,555.0M | $2,555.0M | -5.6% |
Valuation
Market Price
$121.42
Market Cap
$61.64B
Enterprise Value
N/A
P/E Ratio
17.80
P/B Ratio
2.10
FCF Yield
4.15%
Dividend Yield
1.94%
Shares Outstanding
Profitability & Margins
Gross Margin
56.23%
Operating Margin
27.74%
Net Margin
21.24%
Return on Equity (ROE)
12.36%
Return on Assets (ROA)
3.13%
Asset Turnover
0.15x
Revenue 3-Yr CAGR
-4.17%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
N/A
Debt / Assets
N/A
Cash & Equivalents
$6.25B
Total Debt
N/A
Book Value / Share
$57.94
Cash Flow Efficiency
Operating Cash Flow
$2.56B
Capital Expenditures (CapEx)
N/A
Free Cash Flow
$2.56B
OCF / Revenue
14.89%
FCF / Revenue
14.89%
FCF 3-Yr CAGR
-12.99%
Per Share Metrics
EPS (Diluted)
$6.82
EPS (Basic)
$6.84
Dividends / Share
$2.35
Book Value / Share
$57.94
EPS YoY Growth
-29.18%
Balance Sheet (FY 2025)
Total Assets
$116.47B
Total Liabilities
$1.28B
Stockholders' Equity
$29.49B
Current Assets
N/A
Current Liabilities
N/A