AGI Inc AGBK

Latest FY: 2025 Financial Services Banks - Regional
Market Price $6.16
Market Cap $997.96M
P/E Ratio N/A
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑64.8% YoY
$868.53M
3-Yr CAGR: 1.9%
Net Income ↑31.8% YoY
$1.05B
Net Margin: 120.5%
Free Cash Flow ↓-200.4% YoY
-$462.13M
FCF Yield: -46.31%
EPS (Diluted)
N/A
Basic: $2.82
Return on Equity Efficiency
192.3%
ROA: 2.2%
⚡ Elevated ROE due to low book equity from buybacks

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (AGBK)

All monetary values in millions ($M)
⚠️ YoY Data Quality Alert
  • FY 2024: Revenue YoY (+167.1%) is identical to Gross Profit YoY (+167.1%). Verify the underlying Revenue and Gross Profit values for FY 2024 and FY 2023.
  • FY 2025: Revenue YoY (+64.8%) is identical to Gross Profit YoY (+64.8%). Verify the underlying Revenue and Gross Profit values for FY 2025 and FY 2024.
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Op. Cash Flow Free Cash Flow FCF YoY
FY 2018 $651.8M $651.8M $-72.6M $213.9M $-7.6M
FY 2019 $683.1M +4.8% $83.4M $96.1M +232.4% $260.4M $-3.2M +57.9%
FY 2020 $748.1M +9.5% $114.1M $144.2M +50.1% $368.4M $122.3M +3,921.9%
FY 2021 $823.6M +10.1% $823.6M $-66.7M -146.3% $356.5M $7.9M -93.5%
FY 2022 $821.2M -0.3% $26.4M $37.1M +155.6% $298.5M $-15.2M -292.4%
FY 2023 $197.3M -76.0% $197.3M $426.1M +1,048.4% $-33.3M $-42.5M -179.5%
FY 2024 $526.9M +167.1% $526.9M $794.4M +86.4% $487.0M $460.1M +1,183.1%
FY 2025 $868.5M +64.8% $868.5M $1,046.6M +31.8% $-409.6M $-462.1M -200.4%
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Valuation

Market Price $6.16
Market Cap $997.96M
Enterprise Value N/A
P/E Ratio N/A
P/B Ratio 1.81
FCF Yield -46.31%
Dividend Yield N/A
Shares Outstanding 159,930,100
%

Profitability & Margins

Gross Margin 14.61%
Operating Margin 4.56%
Net Margin 120.50%
Return on Equity (ROE) 192.32%
Return on Assets (ROA) 2.19%
Asset Turnover 0.02x
Revenue 3-Yr CAGR 1.89%
🛡️

Financial Health & Liquidity

Current Ratio 0.02
Cash Ratio 0.50
Debt / Equity N/A
Debt / Assets N/A
Cash & Equivalents $660.77M
Total Debt N/A
Book Value / Share $3.40
💧

Cash Flow Efficiency

Operating Cash Flow -$409.62M
Capital Expenditures (CapEx) $52.51M
Free Cash Flow -$462.13M
OCF / Revenue -47.16%
FCF / Revenue -53.21%
FCF 3-Yr CAGR N/A
🏷️

Per Share Metrics

EPS (Diluted) N/A
EPS (Basic) $2.82
Dividends / Share N/A
Book Value / Share $3.40
EPS YoY Growth N/A
🏛️

Balance Sheet (FY 2025)

Total Assets $47.76B
Total Liabilities $44.48B
Stockholders' Equity $544.19M
Current Assets $26.00M
Current Liabilities $1.33B