Arthur J. Gallagher & Co. AJG

Latest FY: 2025 Financial Services Insurance Brokers
Market Price $251.28
Market Cap $65.12B
P/E Ratio 43.78
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑20.7% YoY
$13.94B
3-Yr CAGR: 17.7%
Net Income ↑2.2% YoY
$1.50B
Net Margin: 10.8%
Free Cash Flow ↓-26.9% YoY
$1.78B
FCF Yield: 2.74%
EPS (Diluted) ↓-11.7% YoY
$5.74
Basic: $5.83
Return on Equity Efficiency
6.4%
ROA: 4.4%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (AJG)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Op. Cash Flow Free Cash Flow FCF YoY
FY 2016 $5,594.8M $356.9M $445.0M $2.32 $622.1M $404.3M
FY 2017 $6,159.6M +10.1% $378.1M $499.2M +12.2% $2.54 +9.5% $854.2M $725.0M +79.3%
FY 2018 $6,934.0M +12.6% $479.4M $675.9M +35.4% $3.40 +33.9% $765.1M $640.7M -11.6%
FY 2019 $7,195.0M +3.8% $626.1M $715.8M +5.9% $3.52 +3.5% $1,119.2M $980.4M +53.0%
FY 2020 $7,003.6M -2.7% $870.9M $858.1M +19.9% $4.20 +19.3% $1,752.5M $1,653.2M +68.6%
FY 2021 $8,209.4M +17.2% $975.1M $955.0M +11.3% $4.37 +4.0% $1,704.1M $1,575.5M -4.7%
FY 2022 $8,550.6M +4.2% $1,327.0M $1,116.0M +16.9% $5.19 +18.8% $2,125.4M $1,942.7M +23.3%
FY 2023 $10,071.9M +17.8% $1,185.1M $966.0M -13.4% $4.42 -14.8% $2,031.7M $1,838.1M -5.4%
FY 2024 $11,554.9M +14.7% $1,874.8M $1,470.4M +52.2% $6.50 +47.1% $2,582.9M $2,441.0M +32.8%
FY 2025 $13,942.0M +20.7% $1,871.0M $1,503.0M +2.2% $5.74 -11.7% $1,930.0M $1,785.0M -26.9%
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Valuation

Market Price $251.28
Market Cap $65.12B
Enterprise Value $76.88B
P/E Ratio 43.78
P/B Ratio 2.77
FCF Yield 2.74%
Dividend Yield N/A
Shares Outstanding 256,899,999
%

Profitability & Margins

Gross Margin 13.42%
Operating Margin 13.42%
Net Margin 10.78%
Return on Equity (ROE) 6.44%
Return on Assets (ROA) 4.37%
Asset Turnover 0.41x
Revenue 3-Yr CAGR 17.70%
🛡️

Financial Health & Liquidity

Current Ratio 1.06
Cash Ratio 0.01
Debt / Equity 0.519
Debt / Assets 0.352
Cash & Equivalents $342.30M
Total Debt $12.10B
Book Value / Share $90.78
💧

Cash Flow Efficiency

Operating Cash Flow $1.93B
Capital Expenditures (CapEx) $145.00M
Free Cash Flow $1.78B
OCF / Revenue 13.84%
FCF / Revenue 12.80%
FCF 3-Yr CAGR -2.78%
🏷️

Per Share Metrics

EPS (Diluted) $5.74
EPS (Basic) $5.83
Dividends / Share N/A
Book Value / Share $90.78
EPS YoY Growth -11.69%
🏛️

Balance Sheet (FY 2025)

Total Assets $34.36B
Total Liabilities $32.52B
Stockholders' Equity $23.32B
Current Assets $34.36B
Current Liabilities $32.52B