← ALERUS FINANCIAL CORP ALRS
Market Price
$33.64
Market Cap
$851.86M
P/E Ratio
N/A
Revenue (FY 2025)
↑6.0% YoY
$108.77M
3-Yr CAGR: 0.8%
Net Income
↓-1.9% YoY
$17.44M
Net Margin: 16.0%
Free Cash Flow
↑254.6% YoY
$58.83M
FCF Yield: 6.91%
EPS (Diluted)
N/A
Basic: N/A
Return on Equity
Efficiency
3.1%
ROA: 0.3%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (ALRS)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2017 | $75.6M | — | $32.5M | $15.0M | — | — | — | $47.9M | $44.9M | — |
| FY 2018 | $75.2M | -0.5% | $33.0M | $25.9M | +72.4% | — | — | $53.6M | $49.8M | +10.8% |
| FY 2019 | $74.6M | -0.9% | $38.9M | $29.5M | +14.2% | — | — | $19.2M | $16.3M | -67.2% |
| FY 2020 | $83.8M | +12.5% | $58.5M | $44.7M | +51.2% | — | — | $-22.3M | $-26.1M | -259.5% |
| FY 2021 | $87.1M | +3.9% | $69.1M | $52.7M | +17.9% | — | — | $149.1M | $147.4M | +665.4% |
| FY 2022 | $106.4M | +22.1% | $52.2M | $40.0M | -24.1% | — | — | $103.0M | $101.2M | -31.4% |
| FY 2023 | $96.8M | -9.0% | $15.9M | $11.7M | -70.8% | — | — | $29.0M | $25.8M | -74.5% |
| FY 2024 | $102.6M | +5.9% | $23.2M | $17.8M | +52.0% | — | — | $29.0M | $16.6M | -35.7% |
| FY 2025 | $108.8M | +6.0% | $22.6M | $17.4M | -1.9% | — | — | $67.5M | $58.8M | +254.6% |
Valuation
Market Price
$33.64
Market Cap
$851.86M
Enterprise Value
$843.85M
P/E Ratio
N/A
P/B Ratio
1.50
FCF Yield
6.91%
Dividend Yield
N/A
Shares Outstanding
Profitability & Margins
Gross Margin
20.77%
Operating Margin
20.77%
Net Margin
16.03%
Return on Equity (ROE)
3.09%
Return on Assets (ROA)
0.33%
Asset Turnover
0.02x
Revenue 3-Yr CAGR
0.75%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
0.105
Debt / Assets
0.011
Cash & Equivalents
$67.19M
Total Debt
$59.18M
Book Value / Share
$22.48
Cash Flow Efficiency
Operating Cash Flow
$67.53M
Capital Expenditures (CapEx)
$8.70M
Free Cash Flow
$58.83M
OCF / Revenue
62.08%
FCF / Revenue
54.09%
FCF 3-Yr CAGR
-16.53%
Per Share Metrics
EPS (Diluted)
N/A
EPS (Basic)
N/A
Dividends / Share
N/A
Book Value / Share
$22.48
EPS YoY Growth
N/A
Balance Sheet (FY 2025)
Total Assets
$5.23B
Total Liabilities
$5.23B
Stockholders' Equity
$564.93M
Current Assets
N/A
Current Liabilities
N/A