← Amalgamated Financial Corp. AMAL
Market Price
$51.07
Market Cap
$1.53B
P/E Ratio
N/A
Revenue (FY 2025)
↑4.3% YoY
$453.17M
3-Yr CAGR: 17.1%
Net Income
↓-1.9% YoY
$104.45M
Net Margin: 23.0%
Free Cash Flow
↑9.9% YoY
$134.40M
FCF Yield: 8.81%
EPS (Diluted)
N/A
Basic: N/A
Return on Equity
Efficiency
13.1%
ROA: 1.2%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (AMAL)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2018 | $164.0M | — | $36.0M | $44.7M | — | — | — | $31.0M | $29.6M | — |
| FY 2019 | $186.0M | +13.4% | $58.1M | $47.2M | +5.7% | — | — | $83.5M | $82.7M | +179.5% |
| FY 2020 | $200.5M | +7.8% | $66.6M | $46.2M | -2.1% | — | — | $65.8M | $64.2M | -22.4% |
| FY 2021 | $208.9M | +4.2% | $76.7M | $52.9M | +14.6% | — | — | $70.5M | $68.1M | +6.2% |
| FY 2022 | $282.4M | +35.2% | $141.8M | $81.5M | +53.9% | — | — | $147.3M | $145.7M | +113.8% |
| FY 2023 | $387.4M | +37.2% | $236.2M | $88.0M | +8.0% | — | — | $117.2M | $115.7M | -20.5% |
| FY 2024 | $434.5M | +12.2% | $274.7M | $106.4M | +21.0% | — | — | $124.1M | $122.3M | +5.7% |
| FY 2025 | $453.2M | +4.3% | $280.9M | $104.4M | -1.9% | — | — | $135.8M | $134.4M | +9.9% |
Valuation
Market Price
$51.07
Market Cap
$1.53B
Enterprise Value
N/A
P/E Ratio
N/A
P/B Ratio
1.92
FCF Yield
8.81%
Dividend Yield
N/A
Shares Outstanding
Profitability & Margins
Gross Margin
61.99%
Operating Margin
53.98%
Net Margin
23.05%
Return on Equity (ROE)
13.15%
Return on Assets (ROA)
1.18%
Asset Turnover
0.05x
Revenue 3-Yr CAGR
17.08%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
N/A
Debt / Assets
N/A
Cash & Equivalents
$291.22M
Total Debt
N/A
Book Value / Share
$26.60
Cash Flow Efficiency
Operating Cash Flow
$135.78M
Capital Expenditures (CapEx)
$1.38M
Free Cash Flow
$134.40M
OCF / Revenue
29.96%
FCF / Revenue
29.66%
FCF 3-Yr CAGR
-2.64%
Per Share Metrics
EPS (Diluted)
N/A
EPS (Basic)
N/A
Dividends / Share
N/A
Book Value / Share
$26.60
EPS YoY Growth
N/A
Balance Sheet (FY 2025)
Total Assets
$8.87B
Total Liabilities
$8.87B
Stockholders' Equity
$794.46M
Current Assets
N/A
Current Liabilities
N/A