← ASSOCIATED BANC-CORP ASB
Market Price
$32.33
Market Cap
$6.08B
P/E Ratio
11.67
Revenue (FY 2025)
↑14.7% YoY
$1.20B
3-Yr CAGR: -1.0%
Net Income
↑285.5% YoY
$474.78M
Net Margin: 39.5%
Free Cash Flow
↑8.2% YoY
$579.32M
FCF Yield: 9.53%
EPS (Diluted)
↑284.7% YoY
$2.77
Basic: $2.79
Return on Equity
Efficiency
9.5%
ROA: 2,077.9%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (ASB)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $1,060.2M | — | $975.9M | $200.3M | — | $1.26 | — | $628.9M | $628.9M | — |
| FY 2017 | $1,073.9M | +1.3% | $928.5M | $229.3M | +14.5% | $1.42 | +12.7% | $458.4M | $458.4M | -27.1% |
| FY 2018 | $1,235.1M | +15.0% | $960.6M | $333.6M | +45.5% | $1.89 | +33.1% | $496.6M | $496.6M | +8.3% |
| FY 2019 | $1,216.5M | -1.5% | $879.6M | $326.8M | -2.0% | $1.91 | +1.1% | $574.3M | $574.3M | +15.6% |
| FY 2020 | $1,277.0M | +5.0% | $1,127.1M | $306.8M | -6.1% | $1.86 | -2.6% | $550.0M | $550.0M | -4.2% |
| FY 2021 | $1,058.2M | -17.1% | $985.9M | $351.0M | +14.4% | $2.18 | +17.2% | $529.6M | $529.6M | -3.7% |
| FY 2022 | $1,239.7M | +17.1% | $1,051.8M | $366.1M | +4.3% | $2.34 | +7.3% | $846.6M | $783.9M | +48.0% |
| FY 2023 | $1,102.8M | -11.0% | $184.3M | $183.0M | -50.0% | $1.13 | -51.7% | $442.7M | $380.9M | -51.4% |
| FY 2024 | $1,047.2M | -5.0% | $170.9M | $123.1M | -32.7% | $0.72 | -36.3% | $580.2M | $535.3M | +40.5% |
| FY 2025 | $1,201.1M | +14.7% | $229.5M | $474.8M | +285.5% | $2.77 | +284.7% | $615.7M | $579.3M | +8.2% |
Valuation
Market Price
$32.33
Market Cap
$6.08B
Enterprise Value
$6.37B
P/E Ratio
11.67
P/B Ratio
1.23
FCF Yield
9.53%
Dividend Yield
N/A
Shares Outstanding
Profitability & Margins
Gross Margin
19.11%
Operating Margin
46.34%
Net Margin
39.53%
Return on Equity (ROE)
9.54%
Return on Assets (ROA)
2,077.89%
Asset Turnover
52.57x
Revenue 3-Yr CAGR
-1.05%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
0.202
Debt / Assets
44.077
Cash & Equivalents
$716.02M
Total Debt
$1.01B
Book Value / Share
$26.34
Cash Flow Efficiency
Operating Cash Flow
$615.69M
Capital Expenditures (CapEx)
$36.37M
Free Cash Flow
$579.32M
OCF / Revenue
51.26%
FCF / Revenue
48.23%
FCF 3-Yr CAGR
-9.59%
Per Share Metrics
EPS (Diluted)
$2.77
EPS (Basic)
$2.79
Dividends / Share
N/A
Book Value / Share
$26.34
EPS YoY Growth
284.72%
Balance Sheet (FY 2025)
Total Assets
$22.85M
Total Liabilities
$40.23B
Stockholders' Equity
$4.98B
Current Assets
N/A
Current Liabilities
N/A