Atlantic Union Bankshares Corp AUB

Latest FY: 2025 Financial Services Banks - Regional
Market Price $42.87
Market Cap $6.10B
P/E Ratio 21.12
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑68.1% YoY
$1.37B
3-Yr CAGR: 25.1%
Net Income ↑30.9% YoY
$273.71M
Net Margin: 19.9%
Free Cash Flow ↑639.0% YoY
$2.22B
FCF Yield: 36.45%
EPS (Diluted) ↓-9.4% YoY
$2.03
Basic: $2.03
Return on Equity Efficiency
5.5%
ROA: 86.7%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (AUB)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Op. Cash Flow Free Cash Flow FCF YoY
FY 2016 $336.1M $306.3M $77.5M $1.77 $93.8M $93.8M
FY 2017 $351.8M +4.7% $301.8M $72.9M -5.9% $1.67 -5.6% $110.3M $110.3M +17.6%
FY 2018 $530.9M +50.9% $428.8M $146.2M +100.6% $2.22 +32.9% $216.8M $216.8M +96.5%
FY 2019 $670.7M +26.3% $509.2M $193.5M +32.3% $2.41 +8.6% $194.8M $194.8M -10.1%
FY 2020 $686.8M +2.4% $588.6M $158.2M -18.2% $1.93 -19.9% $231.9M $231.9M +19.1%
FY 2021 $677.1M -1.4% $636.0M $263.9M +66.8% $3.26 +68.9% $337.8M $337.8M +45.6%
FY 2022 $702.8M +3.8% $626.6M $234.5M -11.1% $2.97 -8.9% $404.0M $401.1M +18.7%
FY 2023 $701.9M -0.1% $358.5M $201.8M -13.9% $2.53 -14.8% $264.0M $258.9M -35.5%
FY 2024 $817.4M +16.5% $118.9M $209.1M +3.6% $2.24 -11.5% $308.5M $301.1M +16.3%
FY 2025 $1,374.3M +68.1% $219.4M $273.7M +30.9% $2.03 -9.4% $2,237.4M $2,225.0M +639.0%
$

Valuation

Market Price $42.87
Market Cap $6.10B
Enterprise Value $5.91B
P/E Ratio 21.12
P/B Ratio 1.23
FCF Yield 36.45%
Dividend Yield 3.24%
Shares Outstanding 143,115,700
%

Profitability & Margins

Gross Margin 15.97%
Operating Margin 24.52%
Net Margin 19.92%
Return on Equity (ROE) 5.47%
Return on Assets (ROA) 86.74%
Asset Turnover 4.36x
Revenue 3-Yr CAGR 25.05%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity 0.154
Debt / Assets 2.446
Cash & Equivalents $966.46M
Total Debt $771.86M
Book Value / Share $34.98
💧

Cash Flow Efficiency

Operating Cash Flow $2.24B
Capital Expenditures (CapEx) $12.41M
Free Cash Flow $2.22B
OCF / Revenue 162.80%
FCF / Revenue 161.89%
FCF 3-Yr CAGR 77.02%
🏷️

Per Share Metrics

EPS (Diluted) $2.03
EPS (Basic) $2.03
Dividends / Share $1.39
Book Value / Share $34.98
EPS YoY Growth -9.38%
🏛️

Balance Sheet (FY 2025)

Total Assets $315.54M
Total Liabilities $197.35M
Stockholders' Equity $5.01B
Current Assets N/A
Current Liabilities N/A