BANCFIRST CORP /OK/ BANF

Latest FY: 2025 Financial Services Banks - Regional
Market Price $115.78
Market Cap $3.88B
P/E Ratio 16.28
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑9.4% YoY
$690.63M
3-Yr CAGR: 7.4%
Net Income ↑11.2% YoY
$240.61M
Net Margin: 34.8%
Free Cash Flow ↑5.5% YoY
$236.97M
FCF Yield: 6.11%
EPS (Diluted) ↑10.4% YoY
$7.11
Basic: $7.22
Return on Equity Efficiency
13.0%
ROA: 1.6%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (BANF)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Op. Cash Flow Free Cash Flow FCF YoY
FY 2016 $231.3M $216.5M $70.7M $4.44 $90.5M $79.7M
FY 2017 $260.0M +12.4% $239.0M $86.4M +22.3% $2.65 -40.3% $104.5M $86.5M +8.5%
FY 2018 $292.3M +12.4% $249.6M $125.8M +45.6% $3.76 +41.9% $131.1M $79.3M -8.4%
FY 2019 $317.4M +8.6% $262.7M $134.9M +7.2% $4.05 +7.7% $159.0M $131.9M +66.4%
FY 2020 $443.9M +39.8% $423.4M $99.6M -26.2% $3.00 -25.9% $154.3M $87.9M -33.4%
FY 2021 $485.7M +9.4% $474.3M $167.6M +68.3% $5.03 +67.7% $189.8M $162.5M +84.9%
FY 2022 $557.4M +14.8% $511.3M $193.1M +15.2% $5.77 +14.7% $226.3M $206.5M +27.0%
FY 2023 $609.9M +9.4% $410.4M $212.5M +10.0% $6.34 +9.9% $233.0M $210.5M +2.0%
FY 2024 $631.4M +3.5% $184.6M $216.4M +1.8% $6.44 +1.6% $261.2M $224.5M +6.7%
FY 2025 $690.6M +9.4% $200.1M $240.6M +11.2% $7.11 +10.4% $285.3M $237.0M +5.5%
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Valuation

Market Price $115.78
Market Cap $3.88B
Enterprise Value N/A
P/E Ratio 16.28
P/B Ratio 2.10
FCF Yield 6.11%
Dividend Yield 1.64%
Shares Outstanding 33,586,400
%

Profitability & Margins

Gross Margin 28.98%
Operating Margin 44.18%
Net Margin 34.84%
Return on Equity (ROE) 12.98%
Return on Assets (ROA) 1.62%
Asset Turnover 0.05x
Revenue 3-Yr CAGR 7.40%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity N/A
Debt / Assets N/A
Cash & Equivalents $1.42B
Total Debt N/A
Book Value / Share $55.20
💧

Cash Flow Efficiency

Operating Cash Flow $285.28M
Capital Expenditures (CapEx) $48.31M
Free Cash Flow $236.97M
OCF / Revenue 41.31%
FCF / Revenue 34.31%
FCF 3-Yr CAGR 4.70%
🏷️

Per Share Metrics

EPS (Diluted) $7.11
EPS (Basic) $7.22
Dividends / Share $1.90
Book Value / Share $55.20
EPS YoY Growth 10.40%
🏛️

Balance Sheet (FY 2025)

Total Assets $14.84B
Total Liabilities $12.98B
Stockholders' Equity $1.85B
Current Assets N/A
Current Liabilities N/A