BANNER CORP BANR

Latest FY: 2025 Financial Services Banks - Regional
Market Price $73.92
Market Cap $2.50B
P/E Ratio 13.11
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑8.5% YoY
$587.92M
3-Yr CAGR: 2.1%
Net Income ↑15.7% YoY
$195.38M
Net Margin: 33.2%
Free Cash Flow ↓-11.3% YoY
$247.95M
FCF Yield: 9.90%
EPS (Diluted) ↑15.6% YoY
$5.64
Basic: $5.67
Return on Equity Efficiency
10.0%
ROA: 1.2%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (BANR)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Op. Cash Flow Free Cash Flow FCF YoY
FY 2016 $375.1M $358.7M $85.4M $2.52 $-76.7M $-92.9M
FY 2017 $393.0M +4.8% $373.8M $60.8M -28.8% $1.84 -27.0% $346.7M $334.5M +459.9%
FY 2018 $431.0M +9.7% $398.3M $136.5M +124.6% $4.15 +125.5% $30.8M $7.7M -97.7%
FY 2019 $468.9M +8.8% $412.1M $146.3M +7.2% $4.18 +0.7% $148.9M $124.2M +1,516.6%
FY 2020 $481.3M +2.6% $443.5M $115.9M -20.7% $3.26 -22.0% $125.4M $112.6M -9.3%
FY 2021 $496.9M +3.2% $473.3M $201.0M +73.4% $5.76 +76.7% $301.6M $291.1M +158.6%
FY 2022 $553.2M +11.3% $533.8M $195.4M -2.8% $5.67 -1.6% $238.1M $223.3M -23.3%
FY 2023 $576.0M +4.1% $450.4M $183.6M -6.0% $5.33 -6.0% $257.2M $242.5M +8.6%
FY 2024 $541.7M -6.0% $66.9M $168.9M -8.0% $4.88 -8.4% $293.2M $279.4M +15.2%
FY 2025 $587.9M +8.5% $72.8M $195.4M +15.7% $5.64 +15.6% $257.5M $247.9M -11.3%
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Valuation

Market Price $73.92
Market Cap $2.50B
Enterprise Value N/A
P/E Ratio 13.11
P/B Ratio 1.29
FCF Yield 9.90%
Dividend Yield 2.62%
Shares Outstanding 33,967,900
%

Profitability & Margins

Gross Margin 12.39%
Operating Margin 12.39%
Net Margin 33.23%
Return on Equity (ROE) 10.04%
Return on Assets (ROA) 1.19%
Asset Turnover 0.04x
Revenue 3-Yr CAGR 2.05%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity N/A
Debt / Assets N/A
Cash & Equivalents $422.64M
Total Debt N/A
Book Value / Share $57.30
💧

Cash Flow Efficiency

Operating Cash Flow $257.46M
Capital Expenditures (CapEx) $9.51M
Free Cash Flow $247.95M
OCF / Revenue 43.79%
FCF / Revenue 42.17%
FCF 3-Yr CAGR 3.55%
🏷️

Per Share Metrics

EPS (Diluted) $5.64
EPS (Basic) $5.67
Dividends / Share $1.94
Book Value / Share $57.30
EPS YoY Growth 15.57%
🏛️

Balance Sheet (FY 2025)

Total Assets $16.35B
Total Liabilities $14.41B
Stockholders' Equity $1.95B
Current Assets N/A
Current Liabilities N/A