← Beacon Financial Corp BBT
Market Price
$32.03
Market Cap
$2.71B
P/E Ratio
31.10
Revenue (FY 2025)
↓-38.1% YoY
$29.95M
3-Yr CAGR: -24.3%
Net Income
↑48.0% YoY
$90.27M
Net Margin: 301.4%
Free Cash Flow
↑75.9% YoY
$212.16M
FCF Yield: 7.82%
EPS (Diluted)
↓-28.0% YoY
$1.03
Basic: $1.03
Return on Equity
Efficiency
3.6%
ROA: 47.6%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (BBT)
All monetary values in millions ($M)
⚠️ YoY Data Quality Alert
- FY 2019: Revenue YoY (+13.0%) is identical to Gross Profit YoY (+13.0%). Verify the underlying Revenue and Gross Profit values for FY 2019 and FY 2018.
- FY 2020: Revenue YoY (-21.1%) is identical to Gross Profit YoY (-21.1%). Verify the underlying Revenue and Gross Profit values for FY 2020 and FY 2019.
| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $298.1M | — | $249.9M | $58.7M | — | $1.88 | — | $98.1M | $89.0M | — |
| FY 2017 | $420.5M | +41.0% | $355.0M | $55.2M | -5.8% | $1.39 | -26.1% | $78.1M | $65.6M | -26.4% |
| FY 2018 | $74.3M | -82.3% | $74.3M | $105.8M | +91.4% | $2.29 | +64.7% | $222.3M | $212.5M | +224.2% |
| FY 2019 | $84.0M | +13.0% | $84.0M | $97.5M | -7.9% | $1.97 | -14.0% | $111.5M | $101.0M | -52.5% |
| FY 2020 | $66.3M | -21.1% | $66.3M | $-533.0M | -647.0% | $-10.60 | -638.1% | $227.6M | $220.4M | +118.3% |
| FY 2021 | $143.2M | +116.0% | $105.3M | $118.7M | +122.3% | $2.39 | +122.5% | $105.5M | $103.9M | -52.9% |
| FY 2022 | $68.9M | -51.9% | $26.3M | $92.5M | -22.0% | $2.02 | -15.5% | $123.2M | $121.7M | +17.2% |
| FY 2023 | $42.8M | -37.9% | $2.0M | $69.6M | -24.8% | $1.60 | -20.8% | $157.2M | $155.3M | +27.6% |
| FY 2024 | $48.4M | +13.2% | $13.6M | $61.0M | -12.3% | $1.43 | -10.6% | $125.2M | $120.6M | -22.3% |
| FY 2025 | $29.9M | -38.1% | $29.9M | $90.3M | +48.0% | $1.03 | -28.0% | $224.4M | $212.2M | +75.9% |
Valuation
Market Price
$32.03
Market Cap
$2.71B
Enterprise Value
$1.46B
P/E Ratio
31.10
P/B Ratio
1.08
FCF Yield
7.82%
Dividend Yield
2.27%
Shares Outstanding
Profitability & Margins
Gross Margin
8.33%
Operating Margin
332.30%
Net Margin
301.44%
Return on Equity (ROE)
3.62%
Return on Assets (ROA)
47.62%
Asset Turnover
0.16x
Revenue 3-Yr CAGR
-24.26%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
0.316
Debt / Assets
4.159
Cash & Equivalents
$2.04B
Total Debt
$788.36M
Book Value / Share
$29.78
Cash Flow Efficiency
Operating Cash Flow
$224.44M
Capital Expenditures (CapEx)
$12.29M
Free Cash Flow
$212.16M
OCF / Revenue
749.47%
FCF / Revenue
708.44%
FCF 3-Yr CAGR
20.34%
Per Share Metrics
EPS (Diluted)
$1.03
EPS (Basic)
$1.03
Dividends / Share
$0.73
Book Value / Share
$29.78
EPS YoY Growth
-27.97%
Balance Sheet (FY 2025)
Total Assets
$189.56M
Total Liabilities
$20.72B
Stockholders' Equity
$2.50B
Current Assets
N/A
Current Liabilities
N/A